How to get out of poverty? Helpful Tips

Everything in life happens: both prosperity, poverty, joy and sorrow. But every person needs to remember that there is always a way out. And if trouble happened, it is either a well-deserved punishment, or as a bitter, but an experience.

Often even people say: "There would be no happiness, but misfortune helped." But what to do, how to get out of poverty, if she knocked at your door?

Calm, only calm!

Do not despair. Believe me, I can not help the matter with tears, depression, anger at the whole white world. Common sense, a sober outlook on life should be present not only in unpleasant circumstances, but at any time.

Take a notebook or notebook, a regular sheet of A4 paper and a calculator. Count to whom and how much money you owe. What does not have enough money? Plan everything in writing. The calculator will help you calculate how much you can save on purchases and what is the probability that you will soon repay a loan or a debt on a rent. How to get out of poverty, we will tell further.

Constant lack of money or debts

Do you know what Christians usually do when disaster strikes? They pray to God that he will help in everything. They believe that the Lord so reminiscent of himself, enables people to come to their senses, cease to burn life in vain.

Crisis in the country or in the world is not the cause of your poverty. You create this situation yourself. It's time to sit down and think about what you've done in the last period. What could lead to debts and a lack of money?

Learning to save

Think about whether you are wasting funds? Do you smoke? Do you like to drink? You know that alcohol and tobacco kill the body, abandon bad habits in favor of the budget or debt repayment.

How to get out of poverty to a woman? Why are we talking about it? Because she likes to use cosmetics, perfumes, bath accessories, buy new clothes. You can live with a beautiful appearance and without these attributes, simply and tastefully.

Do not buy children extra toys, chocolates and chips. Not only are these harmful products destroying the body, so they are also not cheap.

Buy only all the essentials and at the lowest price, at a stock or at a discount. Or maybe choose an analog cheaper. Do not pursue advertising brands, for example, the paste "Blend-a-Med", of course, is almost 10 times more expensive than "New Pearl" or "Wood Balm".

Debts on credit or other payments

Everyone who has experienced a delay in payments knows that it is almost impossible to hide, and one can not ignore warnings. Penalty (penalty for delay) every day becomes more and more. Most banks charge interest on a percentage basis, rather than at a fixed cost. There can then be legal proceedings, right up to confiscation of property.

How to get out of poverty in this case? All the funds available to you, send to repay the loan. It is better to walk a month to work and not smoke, but you will quickly pay off your debts.

Should I borrow from my relatives and neighbors?

Do not ask to borrow from neighbors, colleagues, relatives, if you are not sure that you will return soon. But it's worth trying. Just promise that you will return, as there will be an opportunity. Do not call specific dates.

How to get out of poverty, debt thanks to the help of others? Be sure to write down who took the money and how much. Do not spend the amount that appears on things you can buy later.

Ways to generate additional income

At present, there are many options for how to get out of poverty. The methods are presented below:

• Overtime or part-time work;
• Turn a hobby into a job;
• Freelancing;
• tutoring;
• Care or supervision of a child, an elderly person, pets.

If you perfectly sew or knit, you can do needlework for sale.

How to get out of debt and poverty through freelancing? Think that you are good at working on a computer? Write texts or edit photos? Currently, you can find many ways to earn money on the web.

If you, for example, are well versed in cars, you can recommend yourself through relatives, friends, colleagues as an experienced master.

Even if you do not know how to do anything, then it's time to learn something. Maybe you will have a talent for a particular activity.

Poverty and debt prevention

So we understood how to get out of poverty and debts. If you do not have this crisis, then it will be superfluous to take up prevention. What is it? Let's enumerate:

• Do not take loans at all, you never know what will happen tomorrow. You can, of course, arrange insurance for the loan, but for it, too, must pay, and a lot.
• Buy things and products as necessary.
• Walk on foot if the journey takes less than 3-4 kilometers. So you will save on not cheap public transport and gasoline for a personal car.
• Buy goods where cheaper. If there are periodic stocks, then do not rush to buy a thing at an inflated price. Wait for a discount.
• Learn to save extra money from the salary in a secluded place, so that there is no temptation to get money.
• If possible, take a part-time job.

Let you always have extra money. You can arrange them for different envelopes, piggy banks, niches under the carpet.

If you learn to act every time deliberately, then you do not have to deal with debts. Unfortunately, no one is insured from poverty, one can only reduce it to a minimum, and save oneself from debts once and for all.