Alfa-Bank's partners: list

Alfa-Bank is one of the major backbone financial institutions in Russia. It is a universal institution that enjoys high trust of customers and partners. The organization confirms the reputation of the leading, takes place in the top five in the market. More details about the history, achievements, innovations, partners of Alfa-Bank read further.

Creature

The history of the credit institution began in 1990, when investors from Cyprus decided to establish a bank. For the first 15 years, a large network of branches was established, the latest technologies were introduced, the range of services was consistently expanded, and the first partners of Alfa-Bank appeared. But first things first.

1990-1996: creation of infrastructure, establishment of principles of financial policy, asset management system. A well-considered approach to laying the foundation for the subsequent activities allowed the organization to survive the financial crisis of 1995 and enter the top three institutions where the first eurobonds were placed.

1997-1998: continued strengthening in the market, the emergence of new partners, the highest ratings from leading international rating agencies. Diversification of business: merger with Alfa Capital. The appearance of the same name leasing company.

1999-2000: active growth of the regional network Alfa-Bank. Banks-partners, whose list is presented on the official website of the organization, provide intermediary services to customers at reduced rates.

2001-2002: appearance of new TM "Alfa-Insurance". Acquisition of the Amsterdam Trade Bank (ATB).

2003-2004: launch of the innovative project Alfa-Bank Express. In the Russian market, medium-sized enterprises were a promising segment in those years. Their need for banking services is great, and offers on the market are few. A new program for lending to medium businesses was developed taking into account the world experience and the needs of domestic customers.

2005: the entrance to the "Time to Live" communication platform. Her philosophy was laid in some of the organization's services: stability and success based on values such as family, personal development, harmony of interests.

Products |

The organization's strategy was based on the principle of universality: the bank provides a full range of commercial services. As the most "crediting" institution, it borrows funds to replenish working capital, financial investments, structural financing, leasing.

At the subsidiary point of ATB, the advantages of a Dutch bank with a large Russian bank were combined. The institution specializes in trade operations between the CIS countries and the European Union, promotes investment in the Russian economy.

In addition to traditional services, the bank also offers high-tech products of a new generation that allow customers to reduce the cost of processing payments, centrally manage cash flows via the Internet.

The interaction between the commercial and investment divisions allowed the use of resources in the corporate finance market and provide services to foreign clients in the field of mergers and acquisitions of enterprises specializing in telecommunications, food industry, and electricity. The extensive branch network, the partner banks of Alfa-Bank, whose list is constantly increasing, as well as the established algorithm of work are the factors of success that are necessary to achieve results in the market.

Shareholders

Today, the beneficiaries of Alfa-Bank are ABH Financial Limited (Cyprus - 99, 89%), Alfa Capital Holdings Limited (0.11%). The subdivision in the Russian Federation is the core of all groups. Alfa-Bank's partners serve customers in Cyprus, Ukraine, Kazakhstan, the Netherlands, and Belarus. Among the co-owners of the institution there are also individuals - members of the board of directors.

The organization serves more than 11 million private and 130,000 corporate customers around the world. In Russia alone, there are 130 out of 711 points. "Native" ATMs more than 4000 pcs. If the cardholders do not find what they need near the house, they will be able to withdraw money from the terminals of such financial institutions as Baltiyskiy Bank, Rosbank, Promsvyaz, MTB. All of them are partners of Alfa-Bank, without commission serving card accounts of its clients.

Financial results for 2014

According to preliminary estimates, the company's net assets grew by 40%. The impetus was significant balances on accounts, deposits of customers, as well as other financial institutions. The securities portfolio is 86% composed of bonds. Over the year, it grew by 90 billion rubles. Monthly out of it 50% is transferred to repo. Net profit for the year amounted to 65 billion rubles.

Car Loans

One of the areas of business development is the provision of loans for the purchase of a vehicle. Terms of service are relatively loyal: a minimum package of documents, flexible deadlines, low rates, especially if the car is registered with a "native" insurance company. Through the bank it is possible to purchase credits of such brands: BMW, Chevrolet, GM, AvtoVAZ, Opel, Mitsubishi, Chery, KIA, VAZ. Applications are accepted through car dealerships. Alfa-Bank's partners allow repaying loans in the branches of their institutions, charging a minimum commission for payment. And the insurance company of the same name gives such customers its services at loyal tariffs.

Updated Internet banking

In 2014, the credit institution together with EPAM Systems has developed a new platform for online payments. It introduced additional functions. Customers could connect themselves to the service "Alpha Business Online" and conduct remotely currency transactions. EPAM Systems is a software developer in Central and Eastern Europe. Alfa-Bank's partners continue cooperation to date, actively developing and supplementing the Business Online system. Through the program, you can make payments, view the history of transactions, export statements to any convenient format, issue requests for transactions with currencies, send letters to the credit organization.

"Celestial" partners of Alfa-Bank

Since 2014, customers of a credit institution in Ukraine can issue a joint credit card with SkyPass with the following advantages:

• Accumulate miles when calculating anywhere in the world;
• Free of charge to enter the business box at terminal D of Boryspil airport;
• Use concierge service, travel insurance abroad.

Accumulated points can then be spent on air tickets. Depending on the type of card (World or Platinum), for every 100 money units spent on the account, 8-10 miles are credited. Activation bonus is 5000 miles. And for using the card during the year the client will receive an additional 1500 points on the account. Buy a free ticket for Ukraine can be, having accumulated 10 thousand miles. For trips to Europe, you will need twice as many points. The map provides a grace period of 55 days. According to statistics, after 2 months of active use, you can accumulate miles for a free flight to the EU countries.

Conclusion

Alfa-Bank was established in 1990 by investors from Cyprus. For 25 years of existence it has taken a leading position in the market, has established itself as a universal credit institution and has developed a wide network of branches throughout the country. Almost in every city of the Russian Federation you can find ATMs of Alfa-Bank. The partners of the credit institution (MDM, IBC, Baltic Bank, and Gazprombank) also serve customers on the base terms.