Insurance against ticks. Features of this procedure

With the onset of warm days, a huge number of people are choosing to go out of town to do summer things and relax in the bosom of nature. In this case, not everyone remembers that in the spring there is a very high probability of being bitten by a tick - this sometimes leads to very disastrous consequences in the form of various health disorders. About the safety in the forest should be remembered by tourists, mushroom pickers and just resting, who wanted to fry shish kebabs in the fresh air. Unfortunately, these categories are more often the victim of a dangerous insect.

Be careful

It is at the end of spring that caution should be exercised, because during this period mites actively breed. However, this does not mean that in other months vigilance should be less: an insect can infect you from April to October.

It is also important to remember that the tick acts very cautiously: you will not even feel that it was on the skin. In this case, you will not experience any pain symptoms either, since in the saliva of an insect there are anesthetic components that dull sensitivity. As a result, a person becomes infected with tick-borne encephalitis, and in most cases it is extremely difficult to cure this ailment. It should be emphasized that the process of treatment itself is quite expensive.

What to do?

Of course, everyone wants to minimize the risks of meeting a tick and avoid the costs of treating encephalitis. To minimize the probability of being infected by a dangerous insect, many today resort to such a procedure as insurance against ticks.

What is its meaning? Everything is very simple. You apply to an insurance company and buy from her a special policy that is valid for a certain period of time. If at this time you suffer from a tick bite, you will be provided with free medical care in one of the outpatient clinics. In this case, the contract separately specifies which specific institution will be required to serve the client. Thus, a program such as tick insurance implies that the victim will receive medical care in an institution that is professionally involved in seroprevention. There the patient will be helped to remove the tick, and then he will be given a course of treatment.

Specificity of the insurance program

It should be noted that today tick insurance is quite an up-to-date and popular program, which is offered by many insurers. Moreover, it is also available for citizens with low income levels. Today, such a program as insurance against a tick, the cost of which is on average 200 rubles, is necessary for almost everyone.

At the same time, it must be remembered that depending on the amount of the contract, the range of services provided will also vary.

For example, the cheapest insurance against a tick will include a single immunization. If the client chooses a more expensive program, then after the occurrence of the insured event, he can count not only on the full course of immunization, but also on therapeutic procedures, and if the disease progresses, then all the medications needed for treatment.

Currently, you can insure yourself or apply for one policy at once for all family members.

What should I look for when preparing an insurance policy?

Despite the fact that insurance against tick bite is a necessary and actual procedure, one should not hurry with the choice of a particular program. First of all, you need to discuss all the nuances and subtleties with the insurance agent.

Today, many companies offer insurance for children from mites. When choosing such programs, one should not choose the cheapest one, because it is impossible to save children's health.

Carefully analyze all clauses of the contract, as some employees of insurance companies knowingly embellish certain programs called "Insurance against tick bites." Particular attention should be paid to the clauses of the contract, which will be considered below.

Amount of insurance

This paragraph indicates how much money will be spent by the insurer for treatment. In some cases, employees of the company guarantee the maximum amount of medical assistance and rehabilitation, but the agreement fixes a small amount of money. Naturally, the promised for such money is hardly possible. To avoid possible disputes and conflict situations in this regard, it is better to analyze in advance the cost of the immunization procedure and all the necessary medications.

Service list

From the contract, you must clearly understand what kind of assistance you have the right to expect in the event of an insurance event. At the same time, if the agreement states that you only need one-time immunization, then you can not count on anything more, even if the amount of insurance is astronomically large for you.

The annex is an integral part of the contract

Remember that insurance against tick bite should be made out with all the necessary applications.

They should clearly state in which medical institutions in case of infection with the virus you will be helped. Of course, it will be good if they are located near your home, and this fact you should pay attention first of all when choosing a particular program. It is not out of place to make sure that the insurance company has concluded a contract with a medical institution in which the patient will undergo a course of treatment.

Territory

Pay attention to the territory of the policy. Do not forget that by providing services such as tick bite insurance, some companies cover the whole country, and others - only certain regions.

Conclusion

Take care of buying insurance from the tick in advance so that trouble does not take you by surprise. Do not forget also about vaccination.