HYIP: What is this? The pitfalls of Hyip

HYIP is an Internet project that promises big interest to depositors (from 8-15% a month to 1% a day or more) on deposits.

HYIP: What is this? Each similar project begins with a beautiful legend. It may be some off-line business: "Our company is the largest developer of the city of N., and we urgently need additional investments" or "We have our own casino, and to increase profitability it is necessary to increase working capital." However, more often as a legend are online projects. The most common option: "Our team of professional traders is able to turn the invested funds into your personal Eldorado." Sometimes, to prove their "honesty" customers are paid interest for a period. But the projects do not provide any actual evidence of successful work. That is why every investor produces such a hyip (HYIP) at his own risk.

There are well-known projects that have left their mark on history: Gamma, StabilityFX, VladimirFX. And although some worked for several years and brought their investors a certain income, the end of all one.

The Essence

HYIP: What is this? At the heart of any such project is the financial pyramid. All interest payments to customers are made at the expense of incoming funds from other customers who had the imprudence to make their contribution later. And according to the law of the genre, any financial pyramid falls late or early.

Types of HYIPs

1. With low profitability. This species is the most long-lasting one. The project offers investors a low percentage of profitability - 7-15% per month - and therefore can survive for quite a long time.
2. Haip with medium and high yield. These types of projects seek to "gild" investors and offer from 20% a month or more. Their life span is short. Middle-income can last for several months, while for high-yielders the life path ends within a week. And the majority of participants know about the fraudulent nature of such financial pyramids.

How to organize

To create and implement Haip, you will need one, maximum two people. Everything is much simpler than it might seem at first glance. Hypes scripts on the Internet are present and are not so expensive. They are ready and tuned. It will only need to replace the interface, fill it with a server, link it to electronic payment systems, and start.

And you do not need to have a superintelligence. In the network of such projects, darkness is dark. And if the opening and launching is quite easy, then the promotion and attraction of investors is much more labor-intensive. In order for people to take their blood to the project, it takes a lot to try. Help can specialized forums and sites, the main task of which - HYIP monitoring. The forums are home to a huge number of "reflowers" who will give the most comprehensive answer to the question: "HYIP - what is this?" And other similar, will show screenshots of "successful" payments. The task of such agents is to attract new investors. And it's pretty simple. The agent in his signature on the forum indicates a link to the project that needed the promotion. As soon as someone crosses the link and signs up, the "refender" immediately gets his interest.

In the referral program there is nothing strange. It is used by many Internet projects (online games, online stores, exchanges, hosting).

The exact scheme can be represented in this way. The organizer (administrator) launches his project and recruits the repholders, so that they promote the resource on popular forums. New investors are coming, many of whom already have experience working with HYIPs. With each contribution, the organizer retains a certain percentage, a part of which transfers the refods through an affiliate. The rest of the electronic money supply remains on the accounts so that any of the depositors can withdraw their funds on demand.

As soon as the period of overclocking is over, investors begin to derive their profits and deposits, because they know that the festival will not last long. And as soon as the influx of fresh funds will not compensate the outflow, the administrator stops paying and takes everything. Such spontaneous "bankruptcy" got its name - "scam". As a result, investors receive funds less than they could if the project paid to the end.

Who is profitable?

As a result, three categories of participants benefit: organizer, active investors, experienced investors. The losers are newcomers who believe that they have invested in a serious investment program, or, once burned, imagined themselves as experienced investors.

How to choose Haip

You need to invest so much money as you do not mind losing.

Passwords and logins to accounts are kept secret and better on paper, not on the hard drive.

A careful analysis of the project for possible investment will help to avoid unnecessary losses. Monitoring HAIPOV for help.

Do not invest all the money in one project. It is better to choose a few, inspire confidence and in each make small contributions. This reduces the risk of losing the entire amount.

Do not send out spam. For this it is easy to get a lifelong ban and complete account blocking.

Underwater rocks

Whatever the advice, they will not give a one hundred percent guarantee of earnings on HAIP. The organizers of these projects also do not stand still and take into account the experience. Their craft is improving day by day. And the risk of getting caught in their network will always be.

Express seasonality. There are periods when administrators are simply "obliged" to withdraw the cashier. This is due to the flow of withdrawal of funds and a decrease in the inflow of investment, which ultimately leads to the Hypa's skip. New Year's Eve and the beginning of summer vacations are the periods when everyone needs money.

Term of existence. To withdraw money costs and when the HYIP projects have passed half of their life path. This period is presumable and more accurately determined as the investor's experience increases.

Decor. If the interface of the site is done carelessly, then there is no doubt that the project will exist very little.

Analysis of EPS. Having studied with which electronic payment systems (EPS) Hypes scripts work, one can predict their lifetime. If there are less than five replenishment methods, then the project is weak, which means short-lived.

Investments should be made in low-yielding HYIPs and for 1-2 months, with the subsequent withdrawal of both interest and principal.

Use of HYIP monitoring

One of the ways to increase the effectiveness of investing in such projects. Sites of this kind monitor Hypes, provide their lists, information about payments and problems that have arisen. One should only remember that these sites are used to promote new projects, as described above, and can not always provide objective information. Trust should only be proven sources.

Payment systems for working with Hypes

After the closure of Liberty, Perfect Money took its place. This is a relatively young system, but is actively developing. Its personnel are former bank employees, economists, lawyers. Therefore, it is not only promising, but also safe. More than half of Hypes makes transactions in this system. It is worth mentioning about the security system of this EPS. It includes checking by IP, SMS-authorization, code card. The latter is sent to the user's e-mail and it shows a graphic code, which confirms the transaction being committed. The commission for internal transfers is half a percent, and for the withdrawal to the bank account the fee will be fifty dollars and plus three percent. The maximum withdrawal amount at a time should not exceed a thousand dollars.

Pecunix. EPS is registered in Panama and has been operating since 2002. Each account is tied to gold. Known due to the advanced security system, in which the normal user is not so easy to understand. Internal calculations are in grams of gold. The EPS commission is half a percentage point, if less than one hundred grams is output, and 0.15% if more is output. Another feature that the user himself chooses from whom the commission will be withheld: from the recipient, the payer or from both equally.

Alertpay. Registration was held in 2002. It has three types of accounts. A personal account has an input limit of no more than two thousand dollars per year. The commission is one dollar. The premium account free from restrictions, but the commission is 3.9% plus $ 0.25. A secure account is convenient for HYIP owners. Protects against claims for a refund. The commission, like the previous one, but plus $ 0.6.

Moneybookers. The country of registration is Great Britain. The commission is half a dollar. Useful chips - you can expose to whom, when and how much to send, and the system will then do everything itself.

Other EPS that Hyp can use: kiwi, web money and others.

Conclusion

For most investors, investments in HYIP projects are unprofitable. Large amounts of money will not work, and the risks are high. And most importantly - a lot of time is wasted. Hyp, what is it, everyone knows, and it is treated better as a game of chance, a kind of lottery. There is a high probability of losing the embedded amount or getting less than enclosed. The casino works on the same principle. Only there the funds are redistributed randomly and the gambling house takes its interest, while the first invested, the administrator and the refenders earn in Haipes, the rest - in the loser.