How to convert dollars into rubles and not lose your savings

It is very difficult to imagine how a modern person who actively travels, is engaged in business or simply wants to save his savings, can do without currency transactions. Today, almost everyone knows how to transfer dollars into rubles and back. This procedure has become part of everyday life. At the same time, there are very risky ways of exchanging currencies, which should be avoided.

All honest, without cheating

It is the least risky to entrust your savings to employees of banking structures. They are happy to help translate US dollars into rubles. At the same time, the risk of obtaining false bills is almost completely eliminated.

An important nuance about which you should not forget is the exchange rate. Official quotes set by the Central Bank may differ significantly in each case, both in large and in smaller directions. At present, the dollar rate is at the level of 35 rubles, but it is worth remembering that it is constantly changing.

So, before you go to the bank with your hard earned money, you need:

1. Specify the official exchange rate. You can do this on the Central Bank's website or in its nearest branch.
2. Choose a reliable bank with the most favorable quotes.

Who does not take risks, he does not drink champagne

How to transfer dollars into rubles with the greatest benefit? This question is relevant for many people. Those who are not satisfied with the bank quotes and who are willing to take risks, we can advise you to turn to "street money changers". As a rule, the exchange rate is more profitable for them, but they do not provide any guarantees of the success of the transaction.

Turning to such a semi-legal exchanger, you need to be prepared for the fact that there are many cunning tricks that you can get to. One of them is a signboard with an obviously overvalued exchange rate. The client, seeing it, will hurry to make an exchange. But in recounting the received money very often it turns out that it lacks a decent amount. The thing is that this information is relevant only when currency transactions are made with large amounts, starting from 5 thousand dollars. It turns out that the client was warned about this in advance, because on the plate the conditions were written in Russian black and white, however, very small print and in the corner.

The next method of profit making "money changers" is very similar to the previous one. The whole difference lies in the fact that in the quotes of such exchange offices a commission is pawned. Therefore, in order to translate this dollar rate into rubles, it will be necessary to subtract it.

The above two methods are relatively legal. At the same time, there are many illegal methods. Therefore, it is worthwhile to think twice about how to convert dollars into rubles best.

Conducting foreign exchange transactions through the Internet

Modern technologies have penetrated into all spheres of human life. That's a profitable business, like currency exchange, gradually moving to the vastness of the Internet. Indeed, what can be more convenient than the exchange made by pressing a pair of buttons. But for convenience, as you know, you need to pay.

It should be noted that the Internet is a space that is even more susceptible to fraudsters. The decision on how to transfer dollars into rubles should be taken by their owner. At the same time, one must always remember that no organization will act at a loss. Therefore, if in any exchanger the dollar exchange rate is much higher than the official one, it is worthwhile to think about before putting your savings there.