Who owns Sberbank of Russia? Who is the owner of Sberbank of Russia?

The history of the country's largest bank, Sberbank, is about 170 years old. The leader of the Russian banking system was a receiver of the Savings Bank, whose foundation dates back to 1841. The stable operation of a financial institution is guaranteed by the state itself, since it owns a controlling stake in the person of the Central Bank of the Russian Federation.

Wide scope of activity

Sberbank of Russia is the only financial institution of its kind that offers its services throughout the country. The bank branches are located not only in almost every city of the state, but also successfully operate in the CIS countries, Germany and Switzerland, China, Turkey and India. The range of financial services offered is very wide, which makes it possible to classify an institution as a universal one. The partnership provides traditional deposits and various loans, bank cards and money transfers, insurance and even brokerage services. As early as 2013, the financial enterprise accounted for about 43.3% of all deposits of the population. As for the volume of the state loan portfolio, it accounted for 32.7% and 32.1% (loans to individuals and legal entities). Citizens of the country are willing to cooperate with the enterprise and do not even think about whether the Russian bank is Sberbank.

Innovations in the Financial Institute

Sberbank has always tried to keep pace with the times, improving the quality of service to its customers and trying to offer them innovative products. The financial institution has done its best to provide its customers with the opportunity to remotely manage their accounts. Thanks to remote channels, such as online banking "Sberbank Online" and SMS-service "Mobile Bank", to distribute their funds and monitor financial flows has become much easier. It is Sberbank that owns the largest network of ATMs and terminals throughout the country. Active participation of the institution in various social programs stimulating the development of national science and culture was noted. For the majority, it does not really matter who owns Sberbank of Russia, since its management and owners are coping with all the tasks perfectly.

Monopoly or the result of regular efforts?

Sberbank belongs to the category of commercial financial organizations and at the same time is the largest bank in Russia. In accordance with the latest research, the institution deservedly bears the status of the most demanded and reliable financial institution of the Russian Federation. According to statistics, every second contributor to the country is the client of the institution. Similarly, the situation with loans. More than 30% of loans in the state are issued through the Security Council of the Russian Federation. It is incorrect to say that the bank acts as a monopolist. The history of development of the financial organization in the coming decades will reach the mark of 200 years. The Institute's equity capital is about 1.6 trillion rubles. Considering the question of who owns Sberbank of Russia, one can say that he does not have a single owner, moreover, almost every person who wishes can purchase a part of the shares of a large financial structure.

Who acts in the person of the owner of the bank?

The main owner of the financial institution is the Central Bank of the Russian Federation, in fact the domestic government. Its share in the statutory fund of the bank is 50%, but plus one voting share. If we evaluate the percentage of ownership in the voting shares, then it will be equal to 52.32%. The smaller half of the shares belong to 270 thousand different individuals. One-tenth of the shares are the property of individuals. A quarter of the shares of the financial institution is the property of foreign investors. To say clearly who the owner of Sberbank of Russia is very problematic, since the shares of the institute are systematically bought and sold on the MICEX and RTS exchanges since 1996. In the first quarter of 2007, the bank's management made a decision on the additional issue of auction papers, which allowed to increase the authorized capital of the enterprise by 12%. In terms of money, this figure corresponds to 230 billion rubles. It can be noted that about 40% of all transactions within the MICEX are directly related to the shares of the country's largest financial institution.

Why is it difficult to answer the question of who is the owner of Sberbank?

Due to the fact that the smaller half of the shares of Sberbank is in free circulation, it is very problematic to accurately name the names of its owners. This information can be provided by employees of a financial institution, and even then only in that situation, if the person interested in this information and itself intends to purchase shares of the organization. The list of those who own Sberbank of Russia, systematically changes also because the purchase of shares of the latter, in most situations, is carried out for the purpose of earning. This leads to a constant change of owners. Today, the strategic and operational management of the institute is carried out simultaneously by three authorities: the Meeting of Shareholders, the Supervisory Board and the Bank's Board. The post of chairman of the board belongs to German Gref.

What does the federal law say?

As of November 1, 2014, the CBR owns 52.32% of the voting shares of Sberbank. If you consider in detail the question of who owns the Central Bank of Russia, you can note the "custody" of the state over Sberbank. Today, there are about 47.68% of shares in public circulation. In accordance with Federal Law No. 86, the reduction or alienation of the CBR's participation interest in the authorized capital of Sberbank, which will lead to a reduction in the proportion of shares to less than 50% plus one voting share, can only be exercised on the basis of the federal law itself. The share of the Central Bank of the Russian Federation in the authorized capital may be reduced, which will not lead to a reduction in the number of shares to less than 50% plus one voting share. This decision can be made only after preliminary agreement with the Government of Russia.

First change in equity participation

Prior to the decision to sell part of the shares of Sberbank of Russia in 2012, the Central Bank of Russia owned about 60.25%. In public circulation there was only 39.75% of shares. Despite the change in the percentage of owners of the financial institution, to answer accurately and unequivocally the question of who owns Sberbank of Russia, is problematic. It can be said that important decisions were made and accepted by the state in the person of the Central Bank. The rest of the shares are not aimed at dividing the right of ownership, it serves to increase the profitability of the financial institution.

How to buy shares of Sberbank?

Shareholders of Sberbank of Russia, as mentioned above, buy a stake in the ownership of the country's largest financial institution since 2006 on the domestic stock exchanges of the MICEX and RTS. Today trading in securities is conducted on the Moscow stock exchange and on the London stock exchange trading platform. You can become a shareholder by contacting any bank branch located in the region of residence. Registration of the property right is carried out if there is a document confirming the identity of a Russian citizen. When buying shares on the stock exchange is to know that their value can drastically change not only for several days, repeated changes in the price can be fixed within a day. Considering the question of who owns the shares of the Savings Bank of Russia, we can talk about the large number of individuals whose list is constantly changing. People view the shares not as ownership of the country's largest financial institution, but more as a trading instrument, through the sale and purchase of which one can receive a stable income.