"Home Credit Bank": reviews and offers

"Home Credit Bank" has a well-developed network of branches. It has more than 1,400 office branches, over 800 ATMs and more than 59,000 sales outlets. This means that a large number of people turn to Home Credit and Finance Bank. Reviews, too, of course, are in large numbers.

Their character is very different. There are positive ones left as a token of gratitude for good service. And there are also negative ones that characterize the problems that have arisen.

The latter are usually written in detailed, detailed form. And this, of course, is correct. If you decide to become a customer of "Bank Home Credit", the feedback will help you to understand whether it is worth to go there. Only it is necessary to be able to distinguish the cases that occurred due to the fault of the bank's employees, from those in which the client is to blame.

Today you can get the necessary information without leaving home. Before turning to read the left opinions, carefully study the official website of Bank Home Credit. Reviews after this will be easier to understand.

If a person complains about incorrect service, the rudeness, the inability to get an exhaustive answer, this is undoubtedly the fault of the bank's employees. And when complaints are received that a person signed the agreement in a hurry, and at home carefully read the conditions and came into indignation, then he only needs to blame himself.

In the bank branches all conditions for obtaining exhaustive information are created. It is worth to familiarize yourself with the bank's website. It describes in detail the available loan offers - rates, payment terms and conditions of registration.

In the news you will find all the latest innovations. Pay attention to the insurance conditions: it is not mandatory. If you are in doubt, please contact the "Home Bank Credit" free telephone line. Feedback should help you to eliminate unpleasant moments.

The site has a loan calculator, which is very convenient, and for each loan offer separately. You just enter the amount, the number of months for repayment, and before you appears a monthly payment.

You can immediately calculate how much you will pay in excess of the amount received. Multiply the monthly payment by the number of months. From the received result you take away the taken sum. This difference is the bank interest.

Make an advanced online application, get approval. And, armed with knowledge, go to the "Home Credit Bank". Comments on cooperation with the bank must then be left.

Home Bank Loan Offers

Cash lending: "Big money" and "Fast money". The first option offers two loan products. This loan at an interest rate of 29.9, the proposed amount of 50 to 400 thousand rubles, and a loan with a rate of 22.9%, the amount is proposed from 100 to 700 thousand rubles.

Under the loan "Quick money" the interest rate ranges from 39.9 to 69.9%. It depends on the number of documents submitted for review. The more they are, the lower the percentage and the more profitable offer.

The credit card "Quick purchases" is offered. If you provide a passport and two additional documents confirming your income, then the annual rate will be 34.9%. Passport and one additional document - 39.9%. One passport - 44.9%.

The minimum payment here is 5% of the amount you owe. But less than 500 rubles can not be paid. There is a deferral of interest payments, the term is 51 days. If you withdraw cash, then pay a commission of 299 rubles, so it's better to withdraw all the money at a time.

There is another loan: Home Bank offers car loans. Please note that CASCO insurance is not required here. The amount is given from 50 to 500 thousand rubles. If the loan is issued on the security of the vehicle, the annual rate will be 18.9%. Otherwise, 29.9%.