What profitable contribution can Rosbank offer its customers?

"Rosbank" is a rather powerful financial universal organization. The number of its assets is 783.6 billion rubles at the time of December 2016. This bank is ranked 12th in the rating of 600. This indicates its reliability. Many go there to make a contribution. "Rosbank" offers a variety of tariffs. I would like to tell a few about it.

«150 years of reliability»

This tariff offers maximum profitability, even if the amount that the client has available is small. Although it is more profitable to invest as much as possible, since the function of replenishment and withdrawal is not available. So, how does this contribution differ?

"Rosbank" offers 7.7% per annum and a maximum period of 36 months. If a person decides to invest 1 000 000 at this time, then in the end he will receive from above another 231 000 rubles as interest. But you also need to know that for the tariff "150 years of reliability", the function of opening a deposit online is available. And then the rate will be higher - about 7.9% per annum. And in this situation, the profit from interest will be 7 thousand more.

Although the amount of proceeds depends on what was the original amount and for how long the person opened the deposit. Rosbank offers different conditions. The most profitable solution is to open an account for more than 1,500,000 rubles for 6 months. Then the profit will "drip" at a rate of 9% per annum.

"Replenished"

It is worth mentioning this contribution. "Rosbank" offers this tariff to people who want to replenish the account with funds within the time limit. Well, everything here also depends on the previously mentioned nuances. From the time and amount of the investment, to be more precise. It is most advantageous to open an account for 18 months (this is a temporary maximum). And invest 1,500,000 r. Then the rate can be from 7 to 7.36%.

The profit will be good, even if you do not refill the account. But open the contribution of this type for this. The minimum amount of replenishment is 1000 rubles.

It is important to note that in this case, interest is not simply accrued, but also capitalized. By the way, they can be paid to a person at the end of the whole period, or they will be transferred to him monthly on a card. There is a choice.

Other contributions

It is worth noting the attention of the tariff "Managed", telling about what Rosbank offers its clients. Deposits of individuals differ in certain features, and in this case it is the ability to replenish the account and partially withdraw funds.

The best solution is to invest from 1,500,000 rubles for 6/9/12 months. It is possible and at 18, but then the interest rate will not be 6.4%, but 6.1%. And so the profit at the end of the period will be 96,000 "clean" rubles. And, given that the contribution is replenishable, the benefits will be greater.

I would also like to say a few words about the tariff "ATM". Perhaps the simplest of all, which offers Rosbank. Deposits of individuals are opened in different ways, but this one - through an ATM. To implement this procedure, you need to use the main card "Rosbank". Only a credit card will not work. And the Cash-in card is the same.

So what is offered? The contribution from 3 000 rubles at a rate of 6.6% per annum, for a maximum of 3 months. Interest is capitalized, there is the possibility of replenishment and automatic prolongation. If you invest the same million, you will accumulate about 16 590 rubles in profit in three months.

And still in "Rosbank" you can open a perpetual deposit "On Demand", designed to perform expenditure transactions, at a rate of 0.01% per annum - with capitalization, replenishment and partial issuance.

Deposits

Finally a couple of words about this topic. Rosbank also offers deposits. The interest on deposits is not bad, the same can be said in this case. Business clients are offered an excellent deposit line, protection by the insurance system, online monitoring and professional support.

There are only five offers. The first tariff is "Standard". The minimum amount of the deposit is 50 000 rubles, the annual rate can reach 8.5%.

Tariff "Grand" is more profitable. It is designed for customers who have large funds. If they want to open a deposit for a period of 31 to 1095 days, the minimum amount is 10 million rubles. The maximum is 300 million. The rate can reach 8.85%.

There is also a tariff "Standard", which is characterized by flexible conditions. There is the possibility of a partial and early withdrawal, capitalization of interest, and even prolongation and replenishment. The minimum amount is 100 000 rubles, the rate is 6.5%.

The last two tariffs are "Blitz" and "Rational". With minimum deposits of 500 and 100 thousand respectively and with maximum rates of 8.25% and 8.68% respectively.

In general, Rosbank as one of the most eminent banks in Russia offers really good tariffs and conditions. The main thing is to familiarize yourself with all the nuances before opening a deposit.