Where to apply, if money is urgently needed - pawnshop as a solution to the issue

Situations are different, and each person can face such a problem when money is needed urgently. It happens that the disease caught unawares and urgently needed medications, or maybe just at sea after rest did not calculate and were left without money.

In such critical cases, a jewelry pawnshop will come to the rescue. The advantage of it is that money can be received immediately, within 10-15 minutes. Most pawnshops require a proof of identity to make sure that the thing is not stolen. The pawnshop does not want problems with the police, which can simply take away the stolen item as evidence.

The downside of the pawnshop can be called that the amount given out will be less than about half the real value of the thing. But the pawnshop earns it without risking anything. This is the reason for such rapid service and the issuance of funds in cash.

The pawnshop provides loans for a short time, usually from a month to two. If the client does not pay the debt after this time, the pawnshop will simply take the lien. Best of all in pawnshops accept jewelry of the highest standard. If the gold is not the highest sample, the pawnshop will pay a penny for it, as its remelting and resale to the pawnshop is not profitable. Pawnshops can take anything as collateral - phones, electronics, even a car. But to assess the real value of such things it will take more time, and gold is estimated instantly according to the number of grams and the sample. It is necessary to approximately understand the weight of gold and its sample, so as not to be deceived by the pawnshop's employees. Sometimes the sample can be seen with the naked eye, but you may need a magnifying glass. The number of grams can be learned by weighing the jewelry in another pawnshop. If a product with a precious stone, it is evaluated separately.

The pawnshops often take out such jewelry, which has a high historical and archaeological value, without even guessing about it. Therefore, it is important to carefully consider all the inscriptions and stamps on the adornment, if for certain its origin is not known. By such an error, you can turn over a hundred dollars a thing that costs several thousand.

The entire transaction is documented in which the amount of the loan and interest on it is recorded, as well as the contract. It is better to take a business card with you to call, if suddenly there are problems. It is not very convenient to go to another city, if the lien remains there. But if the network of pawnshops is sufficiently known and developed, it is possible to agree on its receipt at any of the pawnshop offices in other cities.

When money is urgently needed, a person in panic can not understand much. Turning to the pawnshop you need to weigh everything well, because this is also a form of lending, and it should be acceptable in terms of price for a loan.