"Sberbank", "Piggy Bank": disabling the service is very simple

Many people have a craving for savings. Often they open deposits or simply leave money on the card to save up the amount needed for something, or to ensure that they are just in case. Sberbank's clients are offered a lot of services of this kind, including "Kopilka". Many customers use this service, but those who do not like it often have questions related to disabling it.

In this article, we'll look at how to turn off Sberbank's "Piggy Bank".

Piggy Bank Features

"Piggy Bank" - it's quite a convenient service that allows you to quickly and easily accumulate on the card the necessary amount without making any effort by making small deductions. However, in some cases, the client wants to disable this service due to various reasons. This procedure is standard for all.

How to turn off the service "Piggy Bank" in Sberbank? About this below.

Banking conditions

When Sberbank connects the Piggy Bank service, you can choose from 3 options for making deductions, the selection of a more suitable one is provided to the client.

When the interest is transferred to the Piggy Bank, the movement of money between your accounts is not taken into account.

Very rarely happens that the client agrees to connect the option immediately during the processing of the product of the bank. The majority of cases are reduced to the fact that the client is offered the registration of a funded service, and if he agrees, then they choose the best option for him. When the option is chosen, there is a discussion of additional conditions (the amount or percentage of deductions, the timing of withholding funds from the card), "Savings Bank" Savings Bank. Disabling the option is quite simple.

Types of Piggy Bank

The features of this service include automatic and quick transfer of funds to the wallet. For today the client has the right to choose from the list of options one or several for several or one card:

• Deductions of interest on expenses incurred. The value is set in percentages and is applied to the amount of daily expenses. The costs in this case include the processes of withdrawing money and transfers, payment for purchases, including through the Internet. With this option, the payment of loans and transfers between their accounts are not taken into account.
• Deduction of interest on transfers to the card. The client determines the percentage to be withdrawn after each entry on his card. In addition, a permissible limit is set to prevent an unexpected overspending. This option is the most convenient for salary cards, when from each payment a certain amount is sent to the deposit. The return transactions do not include the return of funds or transfer between their accounts. There is a variant of accumulation, depending on the receipts on the card.
• Fixed. In this case, the client sets a period for deductions. This can be a specific day of the week or a date, a quarter, a month, once a week, and so on. Including the amount to be transferred to the "purse" should be indicated. And then on the specified date and in the specified sizes the transfer is made. It becomes possible to save a certain amount of money thanks to Sberbank's "Sink". Disconnect the service people want in rare cases.

Ways to design

You can connect the "Piggy Bank" in Sberbank to the deposit in several ways:

• Call the contact center. To do this, you need to have a map and a passport at hand to voice information so that the employee remotely can identify the customer (without disclosing the PIN-code of the card). The operator will be able to talk about the need to perform additional settings and instruct the client to choose the most suitable type of piggy bank for the client.
• To apply with a passport or a card to the bank office (you will need to enter a PIN-code to confirm the ownership). This method is quite convenient, since it allows you to make the necessary actions immediately if they are not available: opening a deposit account, connecting the Mobile Bank. To connect the Mobile Bank, you need to fill out an application, and to open a deposit account - sign a maintenance and deposit agreement and write an application.
• Independently, using the service Sberbank-online . Working with an online bank is quite simple, because there are a variety of tips and menus, easy to use. The mobile bank here is also activated in a certain section and an application is submitted for opening a deposit card-deposit "Piggy Bank" in the Savings Bank.

How to turn off the service, will be discussed further.

Checking savings

To monitor the balance of funds, a system of SMS alerts has been created. Each translation is accompanied by the receipt of information on the amount of income on the deposit and the balance at the moment, including that any transaction can not be performed due to a limited balance on the account. To exceed the limit, you need to receive a confirmation, which will also be notified in the notification. In the Internet bank, "Kopilka" is stored as a separate account, where you can always see the balance and assess the situation.

Settings

Clients noted a convenient location of the account "Kopilka" in "Sberbank Online", which allows you to get information about the amount of income (see statement) and the balance. Moreover, the option "Information on the deposit" allows you to change the tincture so that it becomes possible to choose other options for enrollment, if the one that is configured initially, for some reason did not fit.

Useful features

Customers find it very convenient that the service does not allow you to leave the card in the negative or to remove the full balance from it. In such situations, the client will be informed of the deficit on the account. If the account is not replenished within 10 days, the operation will be canceled, and if the replenishment amount exceeds the limit that the client has set, he will need to send an SMS confirmation. A person can always use his "Kopilka".

Disabling the service

So, you need to turn off the "Money Box" from Sberbank. What does it take to do this?

This may be necessary in case the customer changes his work place. Simply, he no longer needs the service of accumulating funds. It is also possible when the card is closed or if the salary card does not perform such a function more. Before disabling the service, it is worth reviewing the basic rules and again weighing the decision to disconnect.

Instructions for disabling "Piggy banks"

How to disable the "Money Box" in Sberbank through SMS? This question is asked often. We'll figure it out.

To date, there are several ways to turn off the service: through the contact center, through "Sberbank Online" and through the bank branch. On its own, the client can turn off the service at any time through the Internet bank.

Through the "Savings Bank Online" should act as follows:

• We go to the item "Deposits and accounts" or subsection "Deposits".
• We see a list of all the deposits that the client has, with the remainder indicated on them, the amount available to withdraw, the interest per annum and the validity period.
• We click on the account that we need. In the list of functions below choose a piggy bank.
• In the event that there are several configured piggy banks on this account, select the one you want to delete.
• Next, a window of settings with a limit, percent, card for deduction and periodicity will open.
• In the corner on the left, select "Disconnect". You can also edit the settings or simply pause the service by pressing the corresponding key.
• In order for the "Piggy Bank" service to be disabled, the client will have to confirm the operation with the key, which he will receive from the SMS message.

If the client has funds on the balance sheet, it makes sense to transfer them to the card. This can be done through the section "Payments and transfers" after specifying the account number, selecting it from the list and indicating the size.

How to disable the deposit "Piggy Bank" in Sberbank?

To apply to the department, you need to have the documents confirming the status of the customer:

• A card to which you will need to enter a PIN-code in order for the bank employee to understand the actual belonging of the client to the client.
• Passport or other document with a photo (passport, driver's license).

The bank's employee will need to inform the "Wallet" number, which should be closed. And immediately in the office you can transfer to a card or withdraw the balance of funds.

How to disconnect the "Money Box" from the Savings Bank from the phone?

The instruction to turn off the "Money Box" of Sberbank through the phone is also quite simple. It is necessary to contact the Contact Center with a request to close the deposit. The employee will ask the client to provide him with identification data: card number, account number "Piggy banks", passport data and so on. That is why you should prepare or view these data in advance, in order to then voice it. Also, the operator will ask him to tell him the account number to transfer the balance from the Money Box to him, if any.

Other options

How to disable the "Money Box" on the Savings Bank card in other ways?

To date, there are no options for disabling the service. In this, customers see some inconvenience after getting used to conducting basic banking operations remotely.

However, the option that has just been turned off is a fairly convenient service for accumulation. Customers talk about the benefits of the service in process automation and the ability to change settings or withdraw money at any time.

Customer Testimonials

The bulk of reviews about the service "Piggy Bank" is positive. Clients note the convenience for creating a reserve fund, which of the small amounts, postponed every month, is formed a year later into a fairly large one. It will already allow you to purchase without any loans any expensive goods.

Moreover, with such a deposit it is possible to receive interest on the balance, although it is rather insignificant. In addition, customers have the opportunity to change the types of "Piggy Bank" or select several options for one or more cards with the condition of transfer to various deposits.

We examined how to disconnect the "Money Box" from Sberbank and return the money.