Open Society "the First collector bureau": responses. "The first collection bureau": employee feedback

Before you apply for help in a special company that is willing to provide assistance in debt collection, you need to carefully review the reviews. "The first collection bureau" is one of the largest participants of the domestic market, working with distressed debtors. Responses about the work of the company both from clients and employees are more positive. The history of the corporation began in 2005. In just 10 years of operation, the company managed not only to earn the title of a reliable and trusted partner, but also to be awarded the title of leader in a very specific sector. OJSC "First Collector's Bureau" is a "pioneer" of collection business in many corners of the state.

Geography of the company

The collection company successfully works in many corners of the country. The largest offices are in Moscow and Khabarovsk, in St. Petersburg. Assistance in recovering debts is rendered in many regions, beginning with the Far East and ending with Siberia. According to preliminary estimates of experts, in just a decade the company managed to win about 34% of the debt collection market. Competing with the merger can not even the major players of this segment, since the reputation and level of work of the latter are almost flawless. You will not find negative reviews about the company. "The first collection bureau" is the leader of the domestic market with an impeccable reputation.

Ways of prosperity

The main activities of the joint stock company are not only recovery of bad debts, but also active development of the collection business as a whole, assistance in ensuring the full functioning of the domestic banking system, creating conditions for the formation of civilized communication between debtors and creditors. The policy of the company led to the fact that she was one of the first to join the professional "Association of collectors of Russia".

Issue of bonds - confirmation of professionalism

The prosperity and active development of the corporation is confirmed by positive reviews. "The first collection bureau" is much higher than competitors put not only satisfied customers. This year, April 15, the collection of applications for bonds will start, the total value of which will be about 1.5 billion rubles. The book of applications will be opened on April 10, and its closure will be held on April 17. The first coupon rate is approximately 16.5-17.5% per annum. The expected yield is from 17.55% to 18.68% per annum. Rates from the second to the twelfth coupons will be equal to the rates of the first coupons.

Conditions for investing in "PKB" through bonds

The nominal price of one security will correspond to 1000 rubles with an open subscription. The circulation period will be three years with the possibility of early repayment at 14.28% per annum of the face value. The organizers of the placement will be CB "Vostochny", AKB "Svyaz-Bank" and BC "Region". The underwriter is KB "Vostochny". The issue of securities testifies that the joint-stock company attracts investors' interest and provides promising hopes. "The first collection bureau" replenishes its budget at the expense of bonds in order to further actively buy out problem debts from banks and further develop their network.

Shareholders and management

"PCB" is a domestic company that is developing at an incredibly fast pace. She not only specializes in distressed debts, but also takes responsibility for managing overdue payments. The shares of OJSC "First Collector Bureau", whose reviews are more positive, belong simultaneously to several large shareholders:

• 30% of the Cyprus company Evison Holdings Limited.
• 21.25% belongs to Sergei Vlasov, who in parallel serves as a shareholder of the bank "Oriental Express" and is a member of its board of directors.
• 9.03% are the property of Alexander Taranov, who is also a member of the board of directors and is also a shareholder of the bank "Orient Express".
• The Baring Vostok Foundation became the owner of a 30% stake in the company.

All shareholders are personally interested in the prosperity and development of the company, being participants in Russia's financial market, they are doing a lot of work and contribute to the development of society.

Debt portfolio is one of the largest in Russia

The successful and active development of the company is not only spoken positively. "The first collection bureau" constantly warms up the media with unexpected statements. This concerns not only the issue of shares, which is very uncharacteristic for this segment of activity. Most recently, information has been received that the company received from the Deposit Insurance Agency the troubled debts of Sakhalin-West Bank. Cooperation with the state structure means that the company not only works within the framework of the law, but also enjoys great confidence. The demand for the company's services is justified by statistics. So, in 2010 the volume of overdue debts in the territory of Russia amounted to 271 billion rubles against 115.9 billion rubles in 2008. The indicator in 2013-2014. Has grown at least twice due to the availability of loans. OJSC "First Collection Bureau" has certain advantages against the backdrop of the situation in the country. In addition, in 2010 the size of the loan portfolio of the organization corresponded to 30 billion rubles, was the largest in the market. As a result, the company's revenue amounted to 491.5 million rubles, of which 118.4 million is net profit.

Development potential: transfer of bad debts by banks

"The first collection bureau" (who tried it, knows how accurately and professionally the specialists of the association act) informs that in 2016 banks will continue to independently solve problems related to early debts, which account for about 85% of the Of the total number of problem loans. The share of collection collection in the traditional area of long delinquency is expected to increase. In terms of agency, the time span will be reduced from 180 to 120 days, and also by cession from 640 days to 240. The amount of debts that the "Collector bureau" will receive in the future, employee feedback about which is positive, although it will increase, but insignificantly. In the next three years, the growth of the loan portfolio will be from 0.3% to 1.5% during the year. According to preliminary estimates, the loan portfolio in 2016 will be equal to 323 billion rubles.

Buying debts - a leap in development

"The first collection bureau", which has been positive for many years, plans to actively increase its portfolio in this and future years by purchasing problem debts. The expected percentage of growth ranged from 14% to 22% annually. In 2016, the amount of debt redeemed from financial institutions can reach 165 billion rubles. The share of the paid debts through services of collectors will steadily increase. The general director of the company is actively committed to partnership with banks. He emphasizes that if banks are more attentive to customer lending and promptly respond to delinquencies by handing them over to collectors under an agency scheme, the percentage of disruption of the payment period will be substantially reduced by the end of 2015. "The first collection bureau" (Moscow) is ready to continue to occupy the position of the leading player in the cession market, increasing its power and actively expanding its geography.

Main activities

OAO PBK offers its assistance in a wide variety of ways, and this is not only the dry collection of debts from individuals who do not pay loans on time. Within the company is provided:

• Financial intermediation.
• Services in the field of law, accounting and auditing.
• Professional consulting in matters of commercial activity and enterprise management.
• Analysis of market conditions and evaluation of public opinion.

Above is a list of additional services. The priority line of activity followed by the "First Collection Bureau" (Moscow), which is positive about the reviews, remains a set of measures aimed at supporting a difficult debtor's debt both as individuals and as legal entities throughout Russia. Activities can be carried out both in judicial and pre-trial order. It is possible to carry out works with collateral and support enforcement proceedings.

Feedback from employees of OJSC PBK

It was repeatedly mentioned that the "First Collector's Bureau" (Khabarovsk, Moscow) is a professional company. The expert of the cession market looks perfect even in the eyes of the employees. As members of the company's team report, the joint-stock company maintains a transparent and clean business policy. All tasks are solved within the framework of the law, in accordance with certain legislative acts. Employees are especially pleased with official employment, with a full social package, which in the conditions of the economic crisis in Russia can be called a real rarity. Management respects every employee, closely monitors his activities. An ideal corporate policy lays the foundation for an external impeccable reputation.

Clients' feedback

A large number of satisfied customers is the real asset of OJSC First Collector Bureau. Whoever sued him knows perfectly well how subtle and professional the representatives of the organization are. The level of trust to the company is so high that even the Deposit Insurance Agency itself transfers problem loans of domestic banks to the society. On the popularity and professionalism, not only the feedback is spoken, but also the demand for services. The credit portfolio of the joint-stock company is increasing every year, starting from 2005, from the moment of appearance of the player in the domestic market. He believes in the success of the company and the large investment fund Renfin, which, having become the owner of the company's shares, has allocated about 10 billion rubles for the purchase of problem debts, which should significantly stimulate the development of the latter in the near future.

Who trusts the specialists?

As it has been repeatedly stated, the "First Collector's Bureau" enjoys well-deserved respect from the state in the person of the Deposit Insurance Agency. The main partners of the association are large participants of the domestic financial market, both state and retail banks. Among the clients of "PKB" there are large industrial enterprises and insurance organizations, telecommunication companies, leasing and even trade institutions. The company's services in connection with the simplification of the procedure for lending have become very in demand lately. "The first collection bureau", reviews of employees about which do not cause doubts about the professionalism of the latter, has a wide network of branches that allows to provide services not only in different corners of the state, but also in different spheres of activity. Support for problem loans and arrears can be carried out on the territory of about 7 thousand settlements.

The scheme of work is what leads to success

"The first collection bureau", whose comments have a positive context, works in the most unusual format. Debt collection service is provided in hard-collection format. This scheme of working with debtors involves communication on the road, which in itself is considered the most difficult format of work within the market of cessions. The effectiveness of the direction is not in doubt based on the results of the work of the agency. After getting the debt portfolio in hand, the company's work is built in several stages. Initially, the information that was left by borrowers in financial institutions, making out a loan, with the verification of the authenticity of the data inclusive is analyzed. Further, in the remote mode, channels of communication with debtors are tested, and only then direct communication and redirection of the matter to the court are organized, if necessary. The productivity of this approach provided "PCB" with a leading position in the domestic market, allowed to leave behind competitors.