NPF "Social life": customer reviews, rating

To choose a place that could be entrusted with their pension savings is not as simple as it seems. In Russia, the accumulative system of pensions is progressing. For her, you need to find a good pension fund, which would allow you to safely trust the savings for old age for further storage. Today we have to find out what NPF "Social" represents. How does the organization please the population? What rating does it have? What are the pros and cons of this company?

Description

What is ZAO NPF "Sotsium"? This company is a fund that provides pension insurance services to the population of the Russian Federation. No more activity. There is a corporation for a long time.

The first branch of the fund was opened in 1994. In 2014 SPC "Sotsium" became a joint-stock company. The sole owner of the shares is Ingosstrakh. The organization has many branches and offices throughout the country.

Distribution in Russia

"Social life" is a non - state pension fund , which is known in Russia. As already mentioned, the organization has many branches in the country. Practically in every settlement of Russia it is possible to find out the department of "Socium".

This allows you to think about the integrity of the organization. The thing is that NPF "Social" receives positive feedback for its prevalence. You can not be afraid that we are talking about some small fraudulent office. But is this firm honest? Is it worth investing here your money, put aside for old age?

Rating in Russia

Many have doubts. And not just. After all, NPF "Sotsium" is a pension fund, which is far from the leading positions in the rating of the best companies in Russia providing pension insurance services.

This organization is located in the top 40 NPFs of the country. Approximate position of "Socium" - 36-38 place. Too far from leadership. Therefore, many potential investors begin to doubt further cooperation. As a rule, the further from the leading places in the rating of NPFs of Russia is the corporation, the lower its credibility. And the higher the probability of a sudden license revocation.

Confidence

The reliability rating of the NPF also plays an important role. At "Sotsium" this indicator leaves much to be desired. To date, the level of trust (reliability) is at the A + mark. This component stands for "High level of reliability." But it still does not suit the population.

The thing is that the reliability rating of the APF, which gives rise to confidence is A ++. It is to organizations with a similar trust that potential investors are looking. Given that Socium has a low rating among similar pension funds, assessing the reliability of A + does not have the best effect on the interest of the population towards the firm.

About service

Service at NPF Sotsium receives ambiguous opinions. Some clients say that employees in the offices work in good faith, attentive and responsive. They try to pay attention to each visitor, answer all the questions asked.

At the same time, there are reviews pointing to the careless and sometimes even rude attitude of the employees to the visitors of the "Sotsiuma". Some employees are not professional. And the speed of service leaves much to be desired.

What to believe? Negative feedback on NPF "Socium" is left more. But they are not confirmed by anything. Queues in the offices of the pension fund are available, which pushes the idea of long service.

About my account

In other respects, customers are given a variety of opportunities that allow working with the pension fund without much difficulty. For example, NPF Sotsium has its Personal Office on its official website. It allows you to receive account statements, as well as monitor cash. Convenient, fast, reliable.

Only often clients talk about malfunctions and other malfunctions when working with "Personal Cabinet" at "Sotsium". Sometimes it does not work out to be authorized, in some cases it does not come out to order an extract from the personal account. Failures occur often, which causes a lot of problems to customers. They have to personally come to the offices of "Sotsiuma" for information on the state of the account.

Payments

NPF Sotsium receives negative feedback for payments to customers in periods of need. There are also positive opinions, but they are much smaller. Most often you can see information that payments "Social" produces with huge delays. Some people do not manage to get their money for a long time. NPF "Social life" is sometimes even accused of fraud and misappropriation of depositors' money. All this is very common. Among the confirmations of such a negative can be identified only news about deceived investors who go to rallies to attract the attention of the population.

But among the numerous negatives, there are sometimes references pointing to the fact that NPF "Sotsium" makes payments in full and without any delays. Someone is surprised by negative reviews. Therefore, it is difficult to say exactly how "Social" is a conscientious company.

conclusions

What conclusions can we draw from all of the above? The thing is that NPF "Sotsium" is not the best place for the formation of the funded part of the pension. The organization has a very doubtful reputation, as well as a low rating for the country. The level of reliability, too, leaves much to be desired.

Nevertheless, it is not worthwhile to call "Socialism" scammers. The organization does exist, it has been carrying out its activities for a long time. But with some drawbacks. They are available in almost all pension funds.

It is recommended not to consider SPF "Sotsium" as a potential place of retirement in the front ranks. The reliability of the firm is no different. To date, the organization has a license, but given the regularly published negative feedback, it is likely that it will be withdrawn soon. It is better to find a more reliable and stable corporation to form a funded part of the pension in Russia. There are a lot of them. "Social life" is a good, but not too reliable and stable organization.