Investment ideas for beginners

One of the most popular topics discussed in the news and economic programs is investing. Often, news blocks are filled with arguments about the need to attract foreign capital to various sectors of the national economy, economy and industry. However, investments are not only multimillion sums and boring inexplicable monologues of economists. There are types of investments that do not require specialized knowledge or very large sums from participants. With the help of literate investment, almost any person can multiply their savings.

Let's look at the definition

In the broadest sense of the term, an investment is a long-term financial, material or non-material investment in an enterprise, object or project, the purpose of which is to make a profit after a certain period.

The specificity of investments is that the depositor does not receive a quick result, since he counts on the long-term operation of his investments. When investing, there are large one-time costs, which then bring greater savings to future expenses or a good, stable, multi-year profit.

Who can invest

Modern economy can not do without such a financial instrument as investment. To carry out activities related to making long-term contributions to various projects, both international conglomerates, financial organizations (banks) and private individuals can.

To conduct investment activities, the investor, at his discretion or in agreement with the recommendations of the consultant, manages its financial assets, securities or tangible assets (buildings, infrastructure facilities, equipment, raw materials). Also intangible assets (rights, patents, objects of intellectual property, business reputation) can be used as investments.

Distinctive features of investments

Along with the fact that the definition of investment contains the word "investments", they have several differences from other types of deposits:

1. Investors expect to make a profit over a long period of time. In practice, transactions that last more than one year are already spoken of as investments. At the same time, the existence of an economic effect is planned for several years. A short-term investment, which promises a quick payback, is already speculation.
2. The main condition for investments is the availability of profit. This they differ from numerous unprofitable investments.

Why you should be interested in investing

Today, in order to feel confident, it is not enough to save a tidy sum. Such a phenomenon as inflation, sooner or later "eat" all the savings, leaving only disappointment and resentment.

A variety of investment ideas that are designed to invest almost any amount, can not only protect money, but also multiply them.

By investing finance in profitable stocks or in the production process of any demanded products, you can ensure a regular economic effect from your capital. Depending on the size of the investment and the ability to dispose of them, the profits can become a reliable multi-year source of income. In order for investment to be truly successful, it is worthwhile to have an understanding of its types and directions, as well as the existing risks.

Brief classification

There are several indicators that classify investments. These are the volumes, terms, purpose and geography of investments, as well as other characteristics. Most often talk about the following types of investment:

• Reinvestment. This type of activity is carried out for the sake of receiving money.
• Intellectual. It provides for investments in the upbringing and training of qualified personnel in order to further expand the business.
• Real. Finance invests for a long time in the selected industry of production of material values.
• Capital-forming. Here we are talking about buying land, real estate, repairing apartments for rent or for a vehicle that will become a source of future earnings.
• Direct. The purchase by legal entities and individuals of certain stakes in enterprises. These actions allow shareholders to profit in case of successful activity of the enterprise, and also give them the right to vote.
• Thermostatic. With this investment, the investor buys gold, precious stones or antiques and expects the time when the value of these items will grow significantly. Then he sells them and gets his profit.
• Portfolio. It differs from the direct one in that shareholders who bought securities do not participate in the work of the enterprise.

It is extremely difficult for a newcomer to invest in the sphere of investment. The easiest way to get acquainted with the possibilities of electronic commerce on stock exchanges. However, here you can not do without instructions and competent advice, otherwise the work process will be more like a guessing. To facilitate such activities, experts develop investment ideas in the stock market. They can be called advice, recommendations or even an algorithm of correct actions aimed at more effective trading in securities.

Investment ideas - what is it and why are they needed?

An investment idea becomes an investment analysis product. It is developed taking into account the actual and projected fluctuations of prices on the exchange. As a rule, this information is published by broker companies, such as ZAO UK "Progressive Investment Ideas", to attract and retain their customers.

The income of Internet brokers directly depends on the number and volume of transactions that their customers make, since each operation brings them a fixed commission. To stimulate customers to increase the number of transactions, broker companies offer them a variety of different products, including investment ideas and various types of analytical reviews of the market situation.

Reliability and accuracy of ideas is a necessary condition, as in the interest of the broker to win the loyalty of the client and his trust. Making sure that investment ideas work, the client remains with the broker and continues to actively buy and sell shares.

Types of investment ideas

Exchange customers use completely different strategies in their activities: some are set to make several transactions during the day, others after the purchase of shares are ready for a long-term expectation of growth in their value. Types of investment ideas are conditioned by different strategies of investor behavior:

1. Short-term . This idea is also called the online idea. It is based on operational political, economic and corporate news or technical analysis. For the day of the change, stock quotes can reach several percent. A timely formulated and correctly submitted investment idea helps to make good money on the fluctuation of the exchange rate. In some cases, earnings can range from 3% to 10%.
2. Medium-term . It is designed for customers who can not spend a lot of time trading stocks. Such investors prefer to earn on changes in quotations associated with the influence of corporate news and the situation in the relevant industry. The most successful enterprises can provide their investors with very good growth of quotations.
3. Long-term . Its peculiarity is that the result is significantly postponed in time. Most often, such investment ideas are used to work with shares of enterprises from the "second echelon." So conditionally called those companies whose size and reputation do not allow them to be on the leaderboard. Despite the small number of transactions made with the shares of these companies, they are able to give investors a good stable profit. Often, the lack of popularity of such enterprises is due to their underestimation. The task of the investment company is to look for such a promising object, assess its economic state and conduct a full analysis. The formulated idea of the investment project allows to receive a worthy result to all participants of investment activity: depositors, owners of the enterprise and the intermediary company. As a rule, long-term projects are characterized by lower risks, which makes them attractive for the beginning clients of the exchange.

The main sources of information on investment ideas

Starting work in the field of investment, it is easiest to follow the advice of experienced brokers with solid experience. In addition to the independent study of information published by broker companies, such as the investment group "New Idea", you can attend specialized courses or obtain information from the relevant literature.

Investments and television

For residents of Russia there is an opportunity to receive this valuable information with little or no effort. An interesting and popular project was the program "Financial Strategy" on the TV channel "Russia 24". Investment ideas, which are announced in it, become actual and effective algorithms for manipulating the extraction of profits from trading activities on the stock exchange.

A special feature of this program was the description of risks that are inherent in the exchange activity. Over time, the project has grown so much that it went beyond the television studio, and now everyone can turn to investment strategists through the link on the site.

Leaders of the investment market

As a result of last year, the best investment ideas - 2015, their investors offered such organizations as the Moscow Stock Exchange, Aeroflot and Sberbank. Despite the hardest situation with the dollar exchange rate and the cost of oil, their shares showed an increase of 20-65%.

Effective investment ideas of 2016 were proposed by large backbone enterprises (PJSC NK Lukoil), undervalued companies with a rapid pace of development (PJSC Magnit) and high-performance companies with low competition (Yandex).