How to get a young family apartment: a few recommendations

Of course, every new "cell of society" dreams of having "its own corner". However, due to the high cost of housing, not everyone can buy it. It's good, when the spouses are presented with the keys to the apartment as a gift for the wedding. But in most cases they will have to earn their own square meters.

Newlyweds in particular need their own housing

Taking into account the fact that real estate is constantly growing in price, buying an apartment becomes a heavy burden for a guy and a girl who just legalized the relationship.

Of course, for them the question of how to get an apartment for a young family is of paramount importance. What should they do when there is no desire to rent a house? Many couples, not having the slightest idea how to get a young family an apartment, are opting for a mortgage. Yes, this is a solution. But again, for this you need to have a good income, so that after the credit is left, money is left to meet the basic needs of the family. Unfortunately, in our country the salaries of young professionals are not very high, and therefore only a select few can mortgage mortgage lending. How does a young family get an apartment yet?

What kind of assistance can the state offer?

It remains to hope for state assistance. Meanwhile, officials, while deciding how to get an apartment for a young family, have specially developed a federal program. It is called "Provision of housing for young families". Its implementation is carried out at the expense of the federal and regional budgets. At the same time allocated by officials, appropriations can be spent exclusively on the purchase of apartments.

The subsidy is transferred to the settlement account of the future owners of the apartment. Its size is about thirty percent of the price of an apartment, provided that the social payment is calculated for ten years.

Some may ask: "Is it possible to get an apartment in turn, which existed in Soviet times?" Yes, this right is enshrined in the law. But for this it is necessary that the newlyweds fall under the category of citizens who need better housing conditions. In addition, they will have to run through a huge number of instances to collect a lot of references and various documents. Do not forget also that the queue for getting housing from the state is moving slowly - perhaps you will get the cherished square meters in only thirty years. It is better to be realistic and try to get apartments through financial support from officials.

Requirements for applicants for housing subsidies

Who can count on participating in the state-sponsored subsidy program? For example, in the Tyumen region, these are husbands and wives who are under the age of thirty, and incomplete young families. It should be emphasized that the law directly provides that every tenant registered in an apartment can count on an area not exceeding twelve square meters.

In addition, it should be borne in mind that the couple must live for a certain number of years in the territory of the region where the federal program operates. Of course, the amount of earnings in the family is taken into account - it should be enough to pay off the average cost of "square meters".

How to get a municipal apartment under the state program? Honeymooners need to write an appropriate application, which must be submitted no later than nine months after the issuance of a certificate confirming the right to receive a subsidy.

The new husband and wife should also remember that they can use the right to receive housing through budgetary financing only for three years from the moment of official marriage.