Compensation for damage in road accidents

Nowadays, any driver of a vehicle is not insured against traffic accidents. If you are in such an unpleasant situation and are the injured party, you can safely claim damages.

First, you need to notify your insurance company or one of the representatives about the fact of an accident, do it within 15 days. It is better to make a notification in such a way that you have proof that you did it. This is necessary so that there are no disputes with the insurance company. Together with the notice it is necessary to write a special application, collect all necessary documents.

Compensation will only be made if the insurance company is provided with damaged property so that it can assess the actual value of the damage. Insurers must within 5 days organize an examination and inform the victim of the results.
However, there are not entirely bona fide companies that do not fulfill their duties assigned to them by law. In such circumstances, the victim himself can make an examination. It can also happen if the victim does not agree with the established amount of damage, which was approved by the insurance company.

Compensation for the injured party is regulated by the legislation of the Russian Federation. Fulfillment of all the necessary regulations of the law is a guarantee that you will receive money back.

After the accident, the participants are in a state of shock and not all of them can objectively assess the amount of damage. But after some time, the victim can understand that the compensation paid for damages does not cover all costs. The only way out is to go to court. But even if you were recognized as the injured party, this does not mean that the court will rule in your favor. It is best to turn to specialists, otherwise this process can take a lot of time and do not bring any income.

Increasingly, drivers are faced with unscrupulous insurers, who do not perform their duties and do not make damages in case of an accident. They are well versed in the laws of insurance and exhibit the situation in such a way as if the injured car owner agrees to the conditions.
Compensation for damage after an accident is calculated as follows: the cost of repairs is summed up and some amount of compensation for the commodity value of transport.

If the car is in operation no more than 5 years, and the received damages are not more than 40%, then the car owner can claim for a full refund. Transportation of the transport is also obliged to pay the insurance company. Since any insurance agent will understate the amount of damage, it is best to contact an independent expert. The insurance company can pay a sum of money or offer a car repair.

Currently, very often insurance companies do not pay the entire amount of damage, in which case it is necessary to sue. To the amount spent for repair, it will be possible to add the cost of treatment and moral damage. In order for the court to render a decision in your favor, it is worthwhile to hire an experienced lawyer who will collect all the necessary documents and be able to adequately protect your interests.