How to make a card of the Savings Bank? The process of design and types of maps

Do not know how to make a Sberbank card, but have long been dreaming of becoming the client of the leading bank of the country? There is nothing easier than just coming to the office, taking with them a minimum package of documents. Is it necessary to have a time reserve, but not more than half an hour.

Sberbank card offers for regular and new customers

The bank offers a full range of card products for customers, which exist in the financial services market: debit, credit, social, gift, electronic and virtual. Customers need to know how to make a Sberbank card.

So, to design any bank product, a potential client must be at least 14 years old (for most cards - 18 years). Undoubtedly, the bank will be able to offer the product only to a Russian citizen who has a permanent registration in the territory of the state.

How to make a credit card for Sberbank?

Credit cards appeared on the market of banking services more than 10 years ago. Initially, credit cards were issued mainly in relation to salary. According to statistics, more than half of customers refused to register them, because the product did not cause trust. Gradually, customers analyzed all the benefits of using credit cards from Sberbank. For many years, clients who do not receive a salary through a bank can also draw up a card to receive a loan (credit). For consideration of clients cards of different class are offered: classical, instant and gold. We note that the bank puts forward special requirements for drawing up a normal credit card :

- the minimum age of the client is 21 (the bank will not be able to issue a credit card to a person who is over 65 years old);

- The client must necessarily have the official employment for the last six months.

The card is issued instantly. The possible limit on it can not exceed 120 thousand rubles. Believe me, this is an excellent option.

To place a classic or gold credit card, the client must provide some additional documents confirming the identity and employment:

- passport for traveling abroad or military ticket;

- a copy of the work book, certified in accordance with the procedure established by law;

- a certificate of wages indicating the exact information about the enterprise.

The client will receive a card of the prestigious international payment system within two weeks. It is possible to establish a credit limit of up to 600 thousand rubles, and the interest rate will not exceed 25.9% per year.

Debit cards of the Savings Bank

The range of bank debit cards is even wider than credit. Several factors influence this. First, they are made out to clients of the age of 14 years. Young clients do not have access to credit, but they have an excellent opportunity to save personal funds on a reliable bank card.

How to make a debit card of Sberbank? Simply take your passport, come to the bank branch, contact a specialized specialist. The consultant will ask the client to fill out the documents and issue an agreement on the issue of the card.

The operator will tell you how to make a card of the Savings Bank (debit, credit). The most interesting and most common option is a classic debit card. True, young people of our country can not draw this card, but ... The card is accepted by all ATMs both in Russia and abroad. It operates for three years. Experience shows that the main users of this product are the "salary" customers of the bank. Cardholders have privileges that should be used:

- the issuance of money in ATMs around the world is charged the same;

- large payment systems provide discounts for card servicing;

- the possibility of issuing additional cards (relatives will be able to withdraw and deposit money to your account with your knowledge).

Receiving salaries through the Savings Bank

The salary through the bank can only be received by customers who work in enterprises that have concluded a contract with Sberbank. It is actually a salary project. How to make a salary card of Sberbank? Suppose the client got a job. Registration in the personnel department is completed, now it is a question of the procedure for calculating and paying salaries. An accountant can offer several options for banking institutions to receive payments. The employee must choose the most optimal bank for himself. What are the selection criteria?

- the person has already cooperated with the bank;

- according to the responses of friends.

Let's say the customer chose Sberbank. For registration of the salary card it is necessary to apply to the bank branch, which is serviced by the enterprise, with the necessary package of documents. The card is drawn up in the program and is issued to the client approximately two weeks later. Statistics show that most often, customers-payers make out a classical debit card.

Virtual cards of the Savings Bank

Calculations through the Internet today are very common. Although about 10-15 years ago few could imagine the possibility of such amenities. What do you need to work in Internet banking? Nothing special. We can tell you how to make a virtual card of Sberbank. Only a real customer of the bank who already successfully uses his products can issue such a card. The unusual thing about this product is that it will not be possible to touch the map physically, since it is called virtual. How to make a card of the Savings Bank? You can call the hotline number of the bank. The operator will inform the client in remote mode of the card number from 16 digits and 2 codes. Of course, you can contact the bank branch, where you are always happy to help regular customers.

Conclusion

Practically all people of working age, as well as a large percentage of pensioners, now use plastic bank cards. Sberbank offers many advantageous options for card products that should be used - it's credit, debit and even virtual cards.