Deposits and deposits. Home Credit Bank"

Commercial establishment "Bank Home Credit" is the leader in the system of consumer crediting. The financial organization in 2012 took the third place in terms of issuing loans to the population, losing "Sberbank" and "VTB-24." To make deposits , "Home Credit" bank allows several ways. For more information about conditions and opportunities, see below.

Why choose "Home Credit Bank"

This organization has already established itself as a reliable and active bank. In 2012, in our country there were already 6,356 of its branches and 69,000 outlets in various shops and centers. On the volume of household deposits, "Home Credit" got the tenth place, according to the results of RIA "Rating" and RA "Expert".

What is the reason for the popularity of attracting deposits

The Central Bank of Russia estimated deposits on deposits of the population. As of September 1 this year, they have grown, compared to the data for the first August of the same year, at about 94%. The total amount of deposits is 15.95 trillion rubles. This shows that the population's deposits are in demand. The amount of funds raised in the CKB exceeded 220 billion rubles as of September 1. Compared to last year, the data is higher by 90%! This is due to the fact that the bank regularly offers new favorable terms and continues to develop actively.

Main advantages

In order to make deposits, the Home Credit bank has developed a simple discovery scheme. Even with 1000 rubles you can open a deposit account. That is, you do not need a large amount of money to invest. And the amount of the deposit does not affect the annual percentage - the rate is the same.

Feature of deposits. Home Credit Bank"

Deposits

Interest on them does not change depending on unforeseen circumstances. This means that if you cancel the contract, you will not lose anything. This fact especially attracts investors. Interest is paid monthly.

Good News Offer

Flexible product conditions and profitable offers are always in demand among consumers. If you have an amount of 1000 rubles, you can make a deposit for a period of six months. If the depositor decides to withdraw funds ahead of schedule, the interest is paid in full. With the proposal "Good News" you can either save or withdraw money without losing anything. The interest for this deposit is 8% per annum.

Proposal "Profitable Year"

This method is for those who want to save money from inflation, because the Home Credit Bank deposits are insured. The interest rate is 9% for the year, the placement period is up to one year. In case of early withdrawal, the interest will drop to 4.5.

Options

Deposits of the bank "Home Credit" takes two ways: with capitalization and without. This means that with the first option, interest will be charged to the deposit amount, in the second case, to a separate account, it can be withdrawn at any time.

Foreign currency deposits. Home Credit Bank"

Terms and conditions for the "Good News" offer:

- the minimum amount of 5000 dollars / euro;

- 3.5% per year;

- term for half a year;

- monthly capitalization;

- partial removal is possible;

- the bet on withdrawal before the term does not change.

Conditions under the proposal "Only pluses":

- the minimum amount is 1000 dollars / euro;

- 4% per annum;

- term up to 12 months;

- payment of interest at the end of the period;

- there is no partial withdrawal;

- The rate at removal before term - 2-3%.