A certificate of income in a free form is not suitable everywhere!

A sample of the certificate of income in free form is available on many Internet sites. This document is a sheet of A4 format on which a certificate with a number of relevant details is issued on the company letterhead or with the indication of all the data - company name, legal and actual address, TIN, payment details, fax, phone, e-mail.

The certificate of income in free form includes: the outgoing number and date of issue, the indication of the person to whom the document is issued, mentioning his passport data and position. The deadline for the person's employment at this job and his average monthly income for the required period are also indicated. And the latter should be cleared of withholdings and all taxes. The document is made by the chief accountant and the director of the company, the seal of the organization is put .

The income statement (sample 2-NDFL) is a much more complicated document. In it, in addition to the details of the organization and data of the taxpayer (including the address and date of birth), the amount of income by months with breakdown by codes of cash and other payments is indicated. For example, in addition to the classic "2000" coding, indicating salary, 2-NDFL can contain information on dividends received from the organization, etc. The document also contains information on tax deductions (social, property, standard) that have been assessed for a certain period Tax period (calendar year).

Recently, a certificate of income in a free form has received active circulation, including when solving issues of employment and obtaining bank loans. In the first case, the potential employer wants to know what income the applicant had at the previous place of work in order to assign him an adequate salary. We will stipulate that such a requirement is illegal, although it is quite common.

In the second variant, the bank accepts a credit certificate in the credit dossier confirming the client's solvency, that is, the ability to repay the loan. But not every credit institution will take such a step. In addition, almost nowhere will they receive a certificate signed by the potential borrower or a member of his family.

Another place where you can not get a certificate of income in free form, can become a travel agency that collects documents for obtaining a visa for you. A foreign voyage assumes that a person is sufficiently wealthy to at least normally eat while traveling, to pay some expenses outside the voucher. Therefore, travel agencies in some cases may require the provision of 2-NDFL or other documents (an extract from the bank account), confirming the financial condition of the traveler. In many companies, until now, white wages are calculated at a minimum, and the bulk is issued according to "gray" schemes. This creates difficulties for trips to civilized countries or, unfortunately, forces people to go to violations and get fake certificates.