What a Loan Facing a Credit For Rollback

In today's world among various bank loans, you can find a kind of alternative loan. The so-called loan for a rollback, which allows you to take an amount exceeding the amount set by the bank several times. It is quite convenient for somebody, but very risky. Since most companies or people offering such services can deceive. Let us consider in more detail how a loan is rolled back.

Why might I need a credit for a rollback?

For example, you have a bad credit history. And then you want to get a car loan, well, or just a million rubles is vital. Banks one by one you are denied. Or you already have one loan, but the other does not.

And once a person is faced with such a problem, he immediately begins to look for a way out. The first thing he resorts to is searching for ads on the Internet or in newspapers. And here, in front of a client who finds himself in a difficult financial situation, is the decision to agree to take such a loan, or find another way out?

What is the essence of the scheme

The scheme of such a scam lies in the fact that banks can not give loans to individuals who do not have a recommendation of a surety. They can become both an acquaintance of the borrower, and just a stranger, that is, a professional guarantor. In the latter case, it will be necessary to pay a certain amount, usually 2-5% of the borrowed money. But this is possible if it is in collusion with the management, the branch of whose bank provides the loan. But the amount of rollback can double, after negotiations with the bank's branch.

The office, which helps with the loan for a rollback, after working for about six months, disappears without a trace. In the event that the bank has problems with the payment of loans, there is a rapid calculation of such guarantors and customers.

You should know that those offices or people who undertake to help with a loan for a rollback commit a crime that at least violates the two articles of the criminal code: "tax evasion" and "fraud". They can not be trusted.

What threatens to receive a loan for a rollback?

Since the guarantor who puts his signature does not have anything, for its reinforcement. And the company, on whose behalf the guarantor acts, is an ordinary one-day, which in six months can disappear without a trace. And as soon as the scheme of such a scam is revealed, the borrower will suffer first, and he will have to prove that from these actions he did not receive any benefit.

In total, we strongly do not advise you to resort to illegal schemes for obtaining a loan. If you have a bad credit history, or you need a sum that banks do not give, look better at the website 25signals.ru legal white schemes for obtaining loans in difficult situations.