MTS credit cards - user reviews.

A few years ago, MTS Communications Company opened a new service - "MTS Money", which allows you to make payments directly from home. With the help of this service you can pay for various goods and services with money placed on the customer's personal account.

Today, MTS has started to produce its own plastic cards, which belong to a payment system known worldwide as MasterCard. With their help, customers of the company can pay for purchases both on the Internet and in ordinary stores. Credit cards MTS, reviews of which can be found in a variety of online, appeared in all the company's salons in the middle of spring 2011. Clients up to 40 thousand rubles are available to clients who have issued such a service.

Terms of registration and tariffing

When making a card, the borrower can get from 0 to 40 thousand rubles. At the same time, the grace period (the time when a user can use bank funds for free) is 50 days from the date of the last reporting. This small nuance must always be remembered and taken into account if MTS credit cards are used. The feedback of many clients allows us to understand that the average person usually thinks that the grace period starts at the time of receiving money and then wonder why he should pay an interest rate in the amount of 23 to 55% per annum.

In addition, credit cards of MTS, whose reviews do not give an opportunity to make an unambiguous decision, have a minimum threshold that will need to be paid when the loan is repaid. According to one of the clauses of the standard contract, the borrower undertakes to pay at least 10% of the total debt on the card, but not less than 100 rubles. In addition, the company's management decided to impose fines on malicious defaulters who do not fulfill their obligations under the loan received.

MTS Bank - credit cards

At the moment the company offers its clients three different types of plastic cards :

• MasterCard Standard - the client receives such a card immediately after the conclusion of a standard contract with the company.
• MTS (bank card) - it supports the PayPass application and is equipped with an EMV chip.
• "MTS Money" (credit card) - it is also equipped with an EMV chip;

In order to obtain a card of the first type, you simply need to conclude a contract. This procedure usually takes from 15 minutes to 1 hour. For the design of the other two, a minimum of 24 hours is required, since it will be necessary not only to print a new card, but also to program the chip in a special way, but after that it will become an individual one.

Maintenance of MTS plastic cards

For the design and operation of the credit card to the client, the company will have to pay a certain amount of money per year. In the first year, it will be 0 rubles for regular cards and 500 rubles for those that contain the EMV chip. All subsequent years, customers must pay 500 rubles a year for the maintenance of plastic cards.

Credit cards MTS, reviews about which can be easily found, at the moment are very convenient non-cash way of calculation. In addition, they are tied to the telephone account of the subscriber, and he has the opportunity to check the availability of the required amount on the account, simply by calling the service number.