How to transfer money through a mobile bank: step-by-step instructions, recommendations and feedback

How to transfer money through a mobile bank? This issue puzzled many customers. In general, it all depends on the organization in which you have an account and a bank "plastic". Nevertheless, practice shows that most often this service is used by Sberbank customers. Let's try to figure out how to transfer money through a mobile bank. What do customers think about this opportunity?

Description of the service

To begin with, let's look at the description of the proposed function. The thing is that a mobile bank is a kind of service that helps bank customers to manage their accounts directly via a mobile phone. Activation and work occur in different ways: either through a special application, or through specific commands.

In principle, a mobile bank is very convenient. After all, now you can carry out all the actions directly from your mobile, it is only necessary to appear in need of it. True, some restrictions on operations exist. For example, customers are interested in how much money can be transferred through a mobile bank. There are limitations for each service. About them a little later. Now let's try to learn how to work with our today's service on the example of Sberbank. After all, it is this financial institution, as shown by practice, is best suited for mobile transfers.

Connectivity

The first stage of work is the connection of the relevant service to the phone. Some banks offer automatically when you receive a card to implement this idea, and someone allows customers to cope with the task independently.

To understand how to transfer money through a mobile bank, you must necessarily ensure its connection to begin with. If the help of the organization's employees was not provided, go to any ATM of your financial institution and insert a card into it. I will have to carry out my own idea.

In principle, there is nothing difficult in this. It is enough to choose among all the functions "Mobile Bank" - "Connection". Next, enter your phone number (the one that is tied to the card, this is important) and confirm the action. You can wait for SMS with the completion code. Enter it in the appropriate field and it's done!

If you are a customer of Sberbank, then most likely, you will immediately connect the mobile bank immediately after issuing the card . Better not give up this service. No one knows when exactly it might be required. All the actions for you will be done very quickly and easily.

To the card by number

But now you can fully immerse yourself in a mobile bank and study the possibility of transferring money through this service. The thing is that there are a lot of variants of the development of events. How to transfer money through a mobile bank? In general, the situation is as follows: you send an SMS-request to a certain number, and the action takes place by itself. Or, if you use the appropriate application, find there one or another function, activate and wait.

On the example of the Savings Bank, the first option is considered. And we'll start, perhaps, with a rather original case - the transfer of money from the card to the card. To make it easy and simple. True, you need to know the mobile to which the "plastic" of the receiver is attached. Otherwise, the idea will not come true.

How to transfer money through a mobile bank in this situation? Write the message, and then send it to the short number 900. In Sberbank, this service is responsible for the service. The format of the message should be as follows : "TRANSLATION of the recipient money." All components are written through a space. "Translation" is better to print in capital letters. You can use more combinations PEREVOD, PEREVESTI, TRANSLATE. Sending the request and waiting for a response.

If several cards are attached to the mobile, then after the "TRANSLATION" the last 4 digits of the "plastic" to which the funds are transferred should be written. In the end, just send the received confirmation code to the SMS. That's all. Now we understand how it is possible to transfer money through a mobile bank to another person's card.

Limits

Limitations for this function is also sufficient. It is always important to be aware of them. Otherwise, the money can not be transferred. Perhaps start with the limits. How much money can I transfer through a mobile bank?

First, remember the rule: you must write the amount only in whole numbers. No kopecks. Otherwise, you will receive a message that the operation can not be performed. This rule applies to all types of mobile transfers.

Secondly, payments from corporate or virtual "plastic" are not made. Currency cards can also be attributed here.

Thirdly, per day you can carry out no more than 10 operations for transfers to the card via mobile devices. After that, requests are not processed. How much money can be transferred through Sberbank's mobile bank? Not more than 8 000 rubles per day. In principle, this restriction is usually sufficient.

On the mobile account (myself)

Another quite interesting method is the transfer of funds from the card to a particular mobile phone number. This function is also used very often. How correctly to transfer money through a mobile bank from Sberbank to replenish a mobile phone?

To make it easy and simple. As in the previous case, you will have to create a special type of message. It all depends on which of the options you want to try: transfer of funds to a tied personal number, another's or writing off money from one of the existing cards.

Let's start, perhaps, with replenishing your own balance. How to transfer money through a mobile bank in this case? Send a message with the transfer amount to 900. Then, confirm the operation. It's all. The tied mobile phone will be replenished with the specified amount. The minimum payment in this case is only 1 ruble, the maximum - 10 thousand. If several cards are tied to the phone, then before the payment amount, put the last 4 digits of the "plastic", from which you need to write off the funds. Nothing difficult, right?

Sberbank and third-party numbers

How to transfer money through a mobile bank from a financial institution Sberbank from your card to someone on the phone? Here the algorithm changes slightly. By the way, the main advantage of such payments is the absence of a commission. Like last time, you need to write a message with a certain text. It will have the following appearance: "TEL number sum". All components are written through a space. It is recommended to type the opening word in capital letters only. We send the message on number 900 and we wait for results.

How much money can be transferred through a mobile bank from Sberbank to someone else's number? The limits here are much lower than in the previous case. For example, the minimum threshold remains the same, but the maximum is reduced to 3,000 per day. Over this amount, you can not transfer money to this or that person.

Uralsib

Some people do not particularly respect Sberbank and use other organizations for service. On the second place is Uralsib. And this bank also has its own mobile bank. It is installed as a special application. Some customers find this method very convenient.

How to transfer money via mobile bank Uralsib? Download a special application and install it on your mobile device. Visit the service of the same name, and then select the "Translations" section. Then you have to choose the type of translation. We fill in the requisites (they are different for each service, but in general it is a mobile or another person's card), we confirm the operation and wait for the results.

What are the limits on transfers? In principle, everything, as already said, depends on the chosen function. For example, mobile devices can be transferred from 50 to 3 000 rubles (similar to Sberbank), and on cards - about 10 000.

Results

So we figured out how to transfer money through a mobile bank. As you can see, the process as a whole for different organizations is the same. And this, of course, pleases.

A little tip: do not get too carried away with such translations. Always remember the limits. Their excess is unacceptable. If you do not like working with a mobile phone for money transfers, you can always resort to the help of Internet services.

Please note that some banks make a mobile bank paid. Ask your organization if a fee is charged for such a service. Sometimes it's more logical to abandon it.