"Energogarant": reviews. Insurance company Energogarant: feedback on OSAGO

Today we have to find out what kind of reviews the insurance company "Energogarant" receives. The thing is that the issues related to insurance began to seriously concern the population. In particular, because most people have cars. And for vehicles it is necessary to have MTPL insurance. What do customers say about it when applying to Energogarant? Can you really trust a company? What are the pros and cons of her? All this will be discussed later.

Description

"Energogarant" is an insurance company that is located on the territory of the Russian Federation. It offers its customers a wide range of services. Activities are no different from similar organizations.

For her reviews, the insurance company "Energogarant" generally gets good. Clients know exactly what cases they can contact the company for some help. Huge demand uses CASCO and OSAGO. It is about them most often leave feedback. But which ones? And what should I pay attention to before contacting Energogarant for services?

List of services

For example, on the list of opportunities offered to the public. "Energogarant" is an insurance company, which, as already said, does not differ in any way from the operations performed by competitors. To date, customers indicate that you can get the following services in Energogarant:

• Voluntary medical insurance ;
• Life insurance;
• Mortgage insurance ;
• Insurance of housing, houses and cottages;
• OSAGO;
• CASCO;
• Children's insurance;
• Insurance when going abroad.

All these are standard features. But is it worthwhile to come here for help? Is it possible to use CASCO or OSAGO? What are the advantages and disadvantages of the organization most often?

Distribution by country

Reviews insurance company "Energogarant" earns, like any organization, a variety. Many people leave positive opinions already for having to deal with a large organization. After all, Energogarant is a very common corporation. Its branches are in most cities of Russia.

This means that the insurance company is real, not scammers. However, some opinions of employees and clients indicate precisely the conduct of fraudulent activities. In fact, this is not so. All charges have not been proven. There is no negative evidence.

If necessary, make sure that Energogarant is a real company, you can simply find out the address of the nearest office in the city and go to the office of the organization. Spread across Russia gives customers the confidence that they are turning to a truly bona fide corporation for help. The exact addresses can be found on the interactive map on the official website of Energogarant.

Pricing

Now, more specifically about the services. Which insurance company "Energogarant" reviews OSAGO or CASCO receives? Opinions about the organization and its services, as already said, are ambiguous.

Concerning the rates, many say that it will not be necessary to pay too much. The basic insurance rate for compulsory motor TPL insurance for ordinary cars will cost 4 118. In Moscow, the base cost of auto insurance is less - 3 604, in Moscow and Novosibirsk regions - 3 775 rubles. In principle, it is not very expensive. And many are happy about this.

It is noted that Energogarant offers very affordable rates for its services. More accurate information is recommended to learn at the company's offices in a particular city. But you do not have to overpay for insurance.

Conclusion of the contract

"Energogarant" (insurance company, Magnitogorsk) reviews are positive for the conclusion of a contract with the organization for the provision of certain services. Not necessarily CASCO or OSAGO. It does not matter what region it is, everywhere the principles of work remain the same.

Many note that when concluding the contract all the features and nuances of cooperation, employees explain in clear language. And it pleases. If you have any questions, the client will be sure to answer them. The agreement is made in several copies, with observance of all norms and rules. No fraud!

Nevertheless, many customers recommend carefully reading the text of the contract, then not to accuse "Energogarant" of fraud. Pay special attention to issues related to compensation. Some cases may not be covered by insurance. It is better to learn about them in advance. Nevertheless, all this is spelled out in the text of the agreement. If you carefully study what you are signing, you can easily understand what you have to agree on.

Insurance cases and surprises

Reviews of the insurance company "Energogarant" is not the best for the fact that some employees lure customers with incredible offers. There are opinions, according to which the staff promises to paint the car when getting scratches. But in reality everything turns out differently.

How exactly? Neither CASCO, nor OSAGO do not pay for painting. Some indicate that when inspecting the vehicle it turns out that they will have to repair at their own expense. Because of this, there are many negative opinions about the company's work.

It has already been said that before the conclusion of the agreement, it is necessary to carefully read the text of the treaty. All insurance and non-insurance cases are registered there. Accordingly, for additional tempting offers do not need to pay attention. Usually, "Energogarant" quickly calculates deceivers and fires them. But the negative impact is still left on the reputation of the organization.

Sustainability

"Energogarant" (Perm, an insurance company) receives positive reviews for its stability. As a result of the valuation, the company is very stable. It is noted that the population trusts the insurance company in advantage.

To date, the level of the trust is at the mark A ++ (or AAA). This is the highest appraisal of activity. With Energogarant the population can be calm for themselves and insured property. This company suddenly will not be closed, it will not go bankrupt. These nuances for some customers are quite important moments. Insurance company Energogarant in Nizhny Novgorod reviews are also extremely positive for their reliability.

Service

What reviews does the insurance company "Energogarant" receive for customer service? This question interests many. And here, as in most cases, there is no consensus. Much depends on the specific department and staff working in a particular branch.

For example, in Magnitogorsk often complain about the service. On the customer service for any issue is given about half an hour, while the organization works from 11 am and 5 pm, with a break for lunch. Some express dissatisfaction with the fact that often only an office that sells OSAGO policies is open. Employees serve slowly, some conditions of cooperation are not clear.

Nevertheless, in some regions, on the contrary, we are only happy about how they work at Energogarant. Customers are not served very quickly, but everyone is given sufficient attention. No question remains unanswered. Attentive employees with courtesy and respect communicate with the client. Before going to any office of the insurance company, it is recommended to specify the schedule of its work. This will help to avoid surprises with a long waiting for the beginning of the functioning of a particular branch.

Departure on business

What's next? Which insurance company "Energogarant" reviews OSAGO and CASCO receives? Most customers pay attention to the nuance of calling an emergency commissioner. An important moment in customer service.

For this feature, the organization receives ambiguous opinions. Someone points out that it's impossible to wait for an emergency commissioner. And we have to try hard to get payments.

But the insurance company "Energogarant" reviews CASCO or OSAGO earns also good. On a variety of otzovikah you can find a large number of positive opinions on the departure of the emergency commissioner. The employee will arrive quickly, all further services also take place without special incidents. Some say that cooperation with Energogarant is a matter of personal success. Are they going to treat the client well or badly? If we get lucky. Nevertheless, you can meet approximately equal number of positive and negative opinions on the callers.

Concerning the departure of the emergency commissioner, one can also see opinions indicating that when the perseverance is displayed, the problem will be solved. The main thing is not to be afraid to claim your rights.

Are additional services needed?

Insurance company "Energogarant" in Astrakhan reviews earns as a very conscientious organization. But at the same time, potential and real customers point out that office employees impose additional services. More precisely, they persistently offer them when buying OSAGO or CASCO.

What is it about? In "Energogarant" actively promote life insurance. That is, when car insurance begins to offer life insurance also. The cost of the additional service depends directly on CASCO or OSAGO. And employees are persistent in offering their products.

To be surprised or to be frightened it is not necessary. This is quite normal. Each organization tries as much as possible to offer its services to the client for profit. That is why "Energogarant" (insurance company, Izhevsk) reviews earns in this area are not the best. Often, clients do not like this approach. They come to the insurance company, knowing exactly what they need.

Car repair

Particular attention is given to car repairs from the specified organization. What do customers think about this feature? Reviews insurance company "Energogarant" gets in this area are different. Both positive and negative.

Some customers complain that the car is in an accident or they refuse to repair, or the process can last several months. Along with this, there are many references pointing to the fact that Energogarant is coping with its work quickly - vehicles are being repaired in the shortest possible time, and qualitatively and without undue negativity.

What to believe? As practice shows, most of all it is positive opinions. And the population shows more trust towards them. It is better to believe that car repair from an insurance company will pass quickly, but prepare for the fact that the process is able to drag out.

Results

"Energogarant" (insurance company) reviews employees and customers earns different. There are good ones among them, and not very good. Nevertheless, this organization is very often in demand for insurance under CASCO and OSAGO policies. Disadvantages of these services are, but from them no one is immune.

In general, the insurance company is pleased. Affordable prices, offices in most cities, friendly staff, understandable terms of cooperation. But she also has shortcomings. For example, long service and huge queues. But this is not a reason to refuse cooperation. When choosing an insurance company for OSAGO or CASCO, you can consider "Energogarant" as an option.