FinancePersonal Finance

Do loans to retirees?

The financial provision of the elderly has recently become an increasingly urgent issue. For some, it may seem that retirees never think about where to get money, arguing the arguments of commensurate spending, a quiet, modest life. But in their lives there are many reasons to take a loan - this is treatment, dental services, trips to a sanatorium, repair of a house or equipment, utility payments. Despite the considerable age, all the same needs remain, and the level of income is small, and therefore they have to wonder where to get the money. However, unemployed citizens in the bank are given loans reluctantly, despite the lengthy consideration of the application.

MFIs to help

If banking structures can not meet, where to get money for a pensioner for vital expenses? The best solution - microloans urgently. It is much easier to borrow in a microfinance organization. Moreover, they have several advantages that speak in their favor:

  • You can take microloans urgently for a small amount - it will be easier to pay off.
  • Is given for a short period, respectively - overpayment is small.
  • You can get money without information. For this you need only a passport.
  • There is an opportunity to choose a convenient way of transferring money - to an account, a bank card or cash.
  • It does not take long. Micro-loans are urgently transferred in any convenient way.

Online services

To the list of the listed advantages it is necessary to add that it is possible to issue a loan online, having got rid of the need to leave the house and stand in queues. When mention of online services comes to mind "Robot Seymour". A loan online in the company can take everyone. For the elderly it is especially convenient - you do not have to go to the office, wait in line. After completing the application on the site, the service system itself analyzes all the data of the potential borrower and without the participation of the person makes a decision on approval. Money arrives on the card in urgent mode in just a few minutes.

The service is open around the clock, without days off and breaks, it is possible to arrange a loan online at any convenient time, saving yourself from thinking where to get money. At the same time, there are no risks - "Zaimer" is officially registered as a microfinance organization.

The general director of the company, Sergei Sedov, shared with us his observations that people of advanced age do not often seek help - they are in third place in terms of the number of loans paid. This is about 12% of the total number of customers. Sergei Sedov explains this by the greater responsibility of the past generation, their mentality. They are really reliable customers - they consider debt to be their duty and do their utmost to do it in a timely manner. Another guarantee of return is the stability of pension payments. Therefore, "Zaimer" always goes to meet people who are on a well-deserved rest, who do not know where to get money for urgent needs.

Based on materials https://www.zaymer.ru/

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