Who does not want to know much, or Which bank does not check the credit history

For someone who has something to hide, it is important to find out which bank does not check the credit history. The usual procedure for considering an application for any loan includes such steps as scoring the solvency and reliability of a potential borrower, checking the reliability of documents, and monitoring the level of reliability and reputation. So, for a loyal bank is quite enough and the first two stages - the history of your relationship with other financial structures, he will not be interested.

Who exactly will not give you money for a damaged credit history?

The single-valued leader in the number of refusals is Sberbank. He spends a lot of time filtering potential customers, so screening is done on a variety of factors, including the experience of borrowing.

Usually it is considered that banks without checking credit history are Russian Standard and Renaissance Credit, as well as Home Credit. However, not all so simple. These financial and credit organizations, in spite of the overestimated cost of borrowed funds, tend to minimize risks. By the way, they are ready to entrust money to clients only from 21-27 years with documentary evidence of a stable financial situation. It is here that you will need the same references and papers, as well as when applying to Sberbank.

Where to borrow money with problems in the credit file?

If you are worried, which bank does not check the credit history, then you have something to fear in your previous interactions with creditors. The best way to avoid digging in dirty laundry is to apply for an express loan. When issuing such products are often not interested in any details, and time, such clearance takes a little - negative information simply does not have time to act to the creditor's representative. Quick loans allow you to solve money problems even the most "spoiled" bank customer.

But which bank does not check the credit history? Such indifferent lenders include those institutions that work directly in retail outlets, offering their services "without departing from the ticket office." Prepare for the fact that you will have to pay a lot, and no assurances about installments should not mislead you.

Remember that the most loyal banks to credit history are those where you are a customer. Your past will not be of interest to those financial organizations that already know a lot about you. So, often potential creditors do not pay attention to the credit dossier of salary and pension clients, depositors, former borrowers.

You only need to prove yourself well once, after which you do not have to worry about which bank does not check the credit history, and who it is interested in. "Your" bank in any case will accept you with open arms. Remember that the most important thing is not just taking money out of debt, but getting it on convenient terms.

Favorable loans are easier to return, which means your credit history will not get worse. And your budget will not suffer from unobtrusive overpayment. So, look no further at loyal banks and affordable money, but to secure loans with a minimum rate and at no extra cost.