Where is the bank card number and why is it needed?

Where is the bank card number indicated ? Producers of the carrier itself beat it just below the midline along the horizontal of the plastic. It should be noted that only a few companies can do the cards themselves for the banking sector in Russia (Goznak, Novakard, Sitronics, Aliot, Rozan Finance, Organ Zelenograd), because the manufacturing technology It is quite complicated (4 layers, stub, application in a special unit with the participation of programmers of magnetic strips, the introduction of chips). But discount, gift and other cards can be ordered in ordinary companies.

In figures the information is hidden

If you look at that place on the bank "plastic", where the bank card number, you will see an impressive series of numbers, each of which has a certain value. For example, the first digit indicates the industry that issued this card. For banking products, it is 6 (also suitable for trading). On the memory cards of supermarkets, the first figure can be "3", which means belonging to the entertainment sphere.

From the figures standing where the card number is, you can find out the bank identification number (BIN) of the credit organization that issued the "plastic". These are the first six values, of which the first can indicate the membership of the payment system (Visa, Maestro or MasterCard). The figures, starting from the seventh to the penultimate one, include data on a specific person. Here you can find information about the branch, currency, availability of chip technologies, etc.

Standard requisites

Looking at the last digit in the row where there is a bank card number, you can see the verification number. It is the result of a mathematical algorithm performed using the previous digits. In addition, there are certain combinations for authenticating the card or determining its validity. The latter is often directly indicated in the form of the month and year, in addition, on the front side you can see the name and logo of the bank, the name and the name of the owner in English, the sign of one or another payment system, the bank branch number where the card was issued, etc. The reverse side usually contains a magnetic strip, to which the area with the signature sample of the owner adjoins. Although recently issued, including maps, where an autograph is not required.

Where the bank card number is located, may interest those who wish to pay it through the Internet. However, it should be borne in mind that in some cases it may not be the card number, but the account number attached to it, as well as the data on the correspondent account and the bank individual code of the credit institution. It is indicated in the contract for banking services and consists (at the moment) of twenty figures. Therefore, when calculating it is necessary to take into account which specific details are required.

We use carefully

Where the number of the bank card that you use, would like to know many unclean people. Therefore, it should not be publicly disclosed. Especially it concerns "Visa Classic" and standard "Mastercard", which are suitable for calculations on the Internet. These "plastics" were considered vulnerable, because when carrying out operations with their use, special codes were not always requested. Calculations for them are better to be constantly monitored by obtaining SMS. Less accessible for unauthorized actions are the cards "Maestro" or "Momentum", issued, for example, by "Savings Bank".