Map of the Savings Bank "Maestro" - a universal means of payment?

Somehow unnoticed in our everyday life has become less familiar cash. The twenty-first century, together with various technologies, brought us electronic and non-cash payments, which make the calculations more convenient.

In our time, the use of various bank cards is not at all a rarity, but a necessity. Some, especially older people, are still afraid to use them, but progress is taking its toll. And already very many receive salaries, pensions and various social benefits on plastic cards. For social payments, the card of the Savings Bank "Maestro" is most often used. And why exactly? Consider the variety of all kinds of bank cards, including credit cards, and at the same time we learn what each of them is attractive to the consumer.

Let's try to figure out how to choose a bank card that suits your needs. In addition to those on which personal financial resources are kept, so-called debit cards, to which, incidentally, the Savings Bank card "Maestro" is credited, there are also credit cards, on which, as you can understand from the name, there are bank money issued to the client on credit. First you need to decide which card you need: debit or credit. Debit - this is an analogue of the usual sberknizhki. In order to open it, you must visit the selected bank, with a civil passport, and write a statement. Usually opening a debit card is not too difficult and does not take much time. The known card of the Savings Bank "Maestro" is issued at the request of the client immediately, instantly.

Making a credit card is a little more complicated and similar to making a loan in cash. The only difference is that the money allocated by the bank will not be received at the cash desk, but in the form of a plastic card, which can be paid for when making purchases. The money on it can be cashed using bank terminals or cashier. In addition to using the loan, it is also possible to use it to store your own savings.

The first step is made, now you should choose which payment system will be the card. The most common systems are Visa or MasterCard. They are accepted in all stores in the world, in which payment by credit card is available. Here it should be remembered the main inconvenience that the card of the Savings Bank "Maestro" delivers: the inscription "Maestro" is found on fewer terminals, ATMs and cashier's stores than "Visa" and "MasterCard", ie its use is not so convenient And universally.

The advantages of the "Maestro" card are, as mentioned above, the immediacy of its design, as well as the ease with which it is received and the cost of the service, or rather, its free. The service of cards of Visa and MasterCard payment systems is paid, and is paid annually. The cost of annual service is usually different and depends on the bank chosen, as well as on the number of services provided, such as Internet banking or discounts on purchases made in bank affiliates available for a bank card of the appropriate type.