Payment card Visa Electron Sberbank, its functions and possibilities

Payment card Visa Electron Sberbank allows its owner to pay in trading terminals and receive funds using ATMs in many countries around the world. Any resident of the Russian Federation, who has reached the age of fourteen, can find it in the city branch of the Savings Bank at the place of its registration. And in some cases - in other branches and branches of the bank. Visa Electron Sberbank cards are basic and additional. Their main difference is a more in-depth set of functions for additional ones. In addition, its owner may be a non-resident of the Russian Federation. However, to obtain an additional card, you will need a written application of the principal owner. Also they can get relatives of the owners of the main cards.

Quite cheap in service payment card Visa Electron Sberbank is an affordable opportunity for a large number of citizens of Russia to meet their needs for simple financial transactions, which include such functions as:

• The possibility of receiving funds for the card (including wages);
• Settlement by means of trading terminals (including abroad);
• Money transfers using mobile services;
• Account management with the help of an Internet resource, etc.

Currency versatility of the card

In addition, Visa Electron Sberbank is a multi-currency payment instrument, that is, on the account cards can be both rubles, US dollars and euros, at the owner's choice. The validity period of the card is limited to three years, and the cost of service is 300 rubles a year.

A simple set of functions

However, along with a lot of advantages, this card has some drawbacks, arising in connection with providing only basic functions of a payment facility for its owner. One of the most sharply highlighted disadvantages is the impossibility of fixing an account to the financial systems of online stores in Europe and the United States. For example, for carrying out settlement activity with the international electronic payment system Paypal Visa Electron, Sberbank, although it has an account in dollars, will be technologically simple. This is due to the various restrictions of banks on the conduct of independent online transactions on the card. In addition, with the feature of checking the CVC code (Card Verification Code), which, in turn, it lacks. But do not waste yourself on this insignificant occasion, because if necessary, Sberbank can provide other electronic payment cards that have a deeper list of functions, including the possibility of cooperation with Paypal, eBay, and other Western organizations.

Reasonable price

To the owner of Visa Electron, Sberbank, which does not need to communicate with various foreign payment systems, it will be much cheaper to manage the contents of a more simplified, but quite satisfying device.

Moreover, today there are expensive services associated with any financial operations. However, no one asks to be ruined by the functions of these services, which are absolutely unnecessary for the client of the bank. And in today's economically unstable, crisis-time, this kind of recklessness, of course, is meaningless.