"Welfare" (NPF): customer and employee feedback

What is "Welfare" (NPF)? A feedback about this organization can be left by anyone. Opinions about the company, which will be studied further, are often left on a variety of "otzovik." Therefore, you should pay attention to them. The point is that it is feedback that helps to form a general impression of a particular corporation. It should not be surprising if opinions differ somewhere. All have their own requests for non-state pension funds. Therefore, what someone likes, others do not like it at all. So what do customers and employees think about NPF "Blagosostoyanie"? What are the advantages and disadvantages of this organization in the first place?

About activity

For example, what the organization in question is in principle. What is "Welfare" (APF)? Feedback on this company is able to leave everyone, so believe all written not worth it. But in one thing all the opinions converge - in the description of the organization's activities.

"Well-being" is a non-state pension fund. He offers citizens to make deductions for the formation of a future pension. More precisely, its accumulative part. A kind of depository of money postponed for old age.

There is nothing surprising in this. That is why "Well-being" (APF) clients' reviews are positive. But this is only the beginning. We should consider this organization from all sides. After all, she will be responsible for pension savings! This is a very important moment in the life of every citizen.

Rating

It is worth noting that "Welfare" is a fairly large non-government pension fund. According to statistics, he is among the ten most successful APF in Russia. So, he can be trusted.

Specific position is very problematic. Everywhere different data are indicated. It is enough to remember that "Welfare" is a large, one of the leading funds in the Russian Federation.

Another nuance that must be taken into account is that since 2015 this organization has been renamed. And now it often appears as a "Future". Therefore, it should be borne in mind that these names denote the same organization. This must be remembered in order not to get confused in the reviews.

Level of customer confidence

"Well-being" (APF) reviews clients earns a variety. But at the same time, potential investors still carefully study the statistics. One of the most important indicators is the level of the trust. He points out how much investors trust the organization. To form a rating, this component is extremely important.

And in this area there are no complaints. The thing is that NPF "Blagosostoyanie" has the highest level of trust. However, like all other non-state pension funds of dozens of leaders in Russia. At the moment, customer confidence is rated as A ++.

Based on this, it can be concluded that the pension fund is stable and reliable. That is, it does not close just like that. And it can not but rejoice. Therefore, many are eyeing this firm. It is likely that she should entrust her pension savings.

Profitability

NPF "RZhD-Blagosostoyanie" reviews are not the best for their profitability. Many potential investors choose for this indicator a pension fund. The main feature of any APF is the so-called return. The money that is deposited in the account with the depositor increases by a certain percentage every year. It is called profitability.

This indicator in "Welfare" is not the highest. It is currently about 8-8.5% per year. It is noted that initially the profitability of the company's executives is promised higher - up to 12-15%. That's why many feel cheated.

Nevertheless, such a discrepancy can be found quite logical explanation. All the blame - inflation. Due to it, the profitability of the pension fund being studied is decreasing. Therefore, we should pay attention to this. To blame "Welfare" in lies is clearly not necessary. At 8-8.5%, cash will still increase. This is not so much, but more than some non-state funds from dozens of leaders in the country can offer.

Distribution in Russia

The change of the name of the company of some potential investors has prompted the idea that "Welfare" is fraudsters. In fact, this is not so. The thing is that the pension fund being studied has been working successfully for more than 16 years. It is distributed throughout Russia. So, we should trust such an organization.

To admit honestly, many reviews indicate that it is the scale of the corporation that causes trust. NPF "Blagosostoyanie" reviews employees and customers gets good for the fact that the organization's branches are in large numbers in every city. So, the company is not fraudulent. Especially considering the fact that it has been working for many years.

Quality of service

What about the work of the organization as a whole? How well do customers serve here? The city, in which one of the regional units of APF "Blagosostoyanie" is Ufa. It receives a variety of responses. And it should be noted that the situation in this area is approximately the same in all regions of the country.

To service as a whole, there are no complaints. The only thing that many reviews emphasize is the slow work of the staff. Along with this, the answers to all the questions asked to workers will still be received. An educated and knowledgeable staff is working here. Not always everyone is friendly, but on the quality of service this nuance is not reflected seriously.

Very pleased with the availability of virtual services. More precisely, the "Personal Cabinet." It helps to monitor the status of your personal account without any problems, as well as order statements and information about available funds.

About the "Personal account"

What else should I pay attention to? Another city, in which there is also a branch of NPF "Blagosostoyanie", is Voronezh. Feedback on the work of the "Personal Cabinet" of the depositor must be taken into account, regardless of which region of Russia is involved. After all, this is the way to get information about your account by many customers.

In this area, not everything is as simple as it seems. After all, "Welfare" "Personal Cabinet" works with some failures. Therefore, customers about this opportunity respond not in the best way. The thing is that it is not always possible to pass authorization in the system. It is often necessary to repeat attempts to enter. You can order bank statements from your personal account, but you will have to wait for them for a long time. Therefore, it is recommended to come to the offices of a non-governmental pension fund on your own to get information about available funds.

These are the only drawbacks that need to be considered. In the rest, when there are no failures, the "Personal Cabinet" of "Welfare" functions perfectly. You can not only get a detailed account, but also find answers to all the questions that arise regarding the maintenance and payment of a pension.

About payments

APF "Welfare of the OPS" reviews are generally positive. In any case, for their reliability and stability of work. Nevertheless, one should pay special attention to such a component as cash payments.

Why? This area does not receive an unambiguous assessment of customers. Some point out that the money "Welfare" does not pay. It is extremely time-consuming to wait for them, it is almost impossible to obtain payments. Other reviews indicate the complete opposite. This means that the non-state pension fund "Blagosostoyanie" makes payment of pensions on time. No delays or other surprises.

And what to believe in reality? It is recommended to follow a neutral point of view. The thing is that "Welfare" is trying to make all payments on time. But some delays in this area are still observed. Therefore, it should not be surprising if the pension payments did not arrive on time. These problems do not happen so rarely, but it's important to know about them. After all, for someone, the delay is a serious drawback. Even if they occur once a year. In any case, all money will still be added to the depositor.

Surprises

Also some negative, as a rule, is connected with the fact that quite often investors learn that their money was secretly transferred to NFP "Welfare". This is not very encouraging. Some are inclined to believe that this company is pursuing a shadow policy and that its actions are illegal.

A city in which negative comments on this occasion are often made about NPF Blagosostoyanie is Ekaterinburg. Reviews of this nature are in other regions. Indeed, the pension fund does not send any notifications of opening a deposit. This, of course, is a drawback. But with this, one should pay attention to one more nuance.

The organization's actions are completely legal. After all, as practice shows, "Welfare" (APF), which we are now studying about, concludes agreements with different employers. Automatically, all employees become participants in the pension fund under study. A notice of transfer of pension savings, as well as approval for the operation - this is the care of the boss. Not "Welfare". Therefore, all claims should be presented to the authorities.

By the way, if you believe the reviews, then officially unemployed citizens this kind of surprises does not happen. They can voluntarily begin to form their own funded part of the pension in this company. Nobody forces you to open an account, much less does it without the participation of one or another depositor.

Legal opinion

And what do lawyers think about the fund being studied? Many people also listen to their opinion. Lawyers generally do not express an obvious negative for the company. It conducts its activities quite legitimately. Nobody deceives, offers a detailed contract for the provision of services. If necessary, employees provide advice. The only thing that they are advised to pay attention to is the conditions that are stipulated in the agreement. Especially regarding the losses that are waiting for a potential investor, if he decides to transfer the funded part of the pension to another pension fund.

From all the above, it follows that the NPF "Blagosostoyanie" reviews lawyers' earnings mostly positive. You can not worry that the rights of depositors will be violated.

Staff Opinions

Often, the views of subordinates are able to point out the shortcomings of an organization. It does not matter which company we are talking about. Which NRF "Welfare" staff reviews have?

One can not call opinions unambiguous. The thing is that much depends on the region in question. After all, on this indicator depends on the earnings of subordinates. It is the main criterion for evaluation.

Basically, there are no significant complaints. As an employer of NPF "Blagosostoyanie" is good. It offers comfortable working conditions, a full social package, as well as paid vacation once a year. Plus, stable pay for everything. Often it is not too high - about 15-20 thousand rubles, but this is said at the interview stage. No deception or fraud. It can not be said that "Welfare" is an ideal company. But if there is a desire to work in the pension system, then consider the organization as a potential employer.

Schedule

Also, "Welfare" (NPF) reviews of employees are positive in terms of the timetable provided. Stable, shiftable. And it pleases. Sometimes you have to stay overtime, but it does not happen so often.

The schedule is clearly spelled out in the employment contract. Usually work is offered from 9am to 8pm. Everything depends on the duration of the work of the branch of the pension fund. But there is no strong tension. And it pleases.

Results

What conclusions can we draw from all of the above? "Well-being" (APF), which is of interest to every citizen who thinks about his future pension, is one of the leaders of non-state pension funds. In Russia it is stable and reliable. With its shortcomings. But investors can be sure that the organization will not be closed suddenly.

This is very encouraging. As an employer, the company under study is also stable in its work. Do not shy away from the NFP "Welfare". Although, if the main criterion for choosing the place of storage of pension accumulation is profitability, it is recommended to look for a different place of investment. The return from the pension fund is not very good.