"Loko-Bank": reviews, addresses, phone numbers

"Loko-Bank" (which we plan to describe in this article) is a universal commercial organization. It is included in TOP-100 of the best Russian banks in terms of assets. Its reliability was repeatedly confirmed by domestic and international organizations Fitch Ratings and Moody's Investors Service. At present, the bank is included in the TOP-20 reliability rating according to the National Rating Agency version. More about "Loko-Bank" and its reputation among residents of Russia, we also say further.

Brief historical information about the bank

"Loko-Bank" (reviews about it can be heard completely different content) - a private organization, established in 1994 by several successful businessmen. Initially, the main task of the company was to provide the necessary servicing of trading and industrial enterprises, as well as top managers and owners belonging to this group of entrepreneurs.

In other words, since its inception, this financial institution was obliged to solve all the money problems that the owners of "factories, newspapers and steamships", their partners and VIP clients themselves had.

The exchange rate and the formation of a new financial policy

In early 2003, there was a sharp change in the financial and marketing policies of an organization such as Loko-Bank. Feedback on the new management strategy of the credit institution allows you to restore the complete picture of the course change. For example, some clients write that after 2003 they managed to get a loan for the development of their business. Others confidently report about the earned interest received after the next capitalization of deposits, etc.

As you can see, after 9 years, the management of Loko-Bank changed its policy dramatically. Disregarding their initial interests, the company decided to expand the number of potential customers. To this end, she developed a number of programs aimed at attracting the attention of individuals and legal entities. At this time, the main business of the financial institution was lending to small and medium-sized businesses.

Closer by 2007, a loan in Loko-Bank could be taken not only by individual entrepreneurs and legal entities, but also by ordinary citizens. What services does the bank have today? And what is he, a modern Loko-Bank?

Loko-Bank now

At the moment the bank has an impressive retail network, which has about 50 offices and offices. All of them are located in 21 regions of the Russian Federation. According to official data, there are more than 120,000 physical persons among the clients of the organization, as well as about 25,000 legal entities. All of them have already used the services of the financial organization Loko-Bank. Moscow is the city where the head office of the bank is located. It is here that all individuals, corporate clients, as well as representatives of small and medium-sized businesses can obtain qualified support from employees of the organization. The office of the company can be found at the address: Moscow, Gospitalnaya Street, 14. Besides him, there are 14 branches and the same number of ATMs in the capital. One of these offices is located near the metro station "Babushkinskaya", on Menzhinsky St. 38, building 1, building 2.

There is a branch of the bank in Yekaterinburg. It is located on Lenin Street, 38 / a. In Arkhangelsk, Volgograd, Irkutsk there are also branches of the commercial organization "Loko-Bank". St. Petersburg is another large Russian city, where four ATMs and offices are located at once. For example, one of the offices of the financial institution is located near the metro station "Moskovskaya" (in the BC "Pyramid"), on the Constitution Square, 3, lit. A.

There are two offices and an ATM in Ufa. One of the offices can be seen on Lenin Street, 44/46, and the second - on Parkhomenko, 156/3. In Novosibirsk there is only one functioning branch, located on Lenin Street, 52, 1 floor. It is located near the metro station "Garina-Mikhailovskogo Square."

Residents of Samara can also come to one of the thirteen representative offices of the organization "Loko-Bank". Addresses of the nearest offices can be found by going to the official site of lockobank.ru and clicking on the section "branches and ATMs."

What services can Loko-Bank offer to individuals?

Among the services offered to private individuals, we can distinguish the following:

• Cash loans;
• Auto loans;
• Mortgage loans;
• Obtaining information about the credit history at the request of the borrower;
• Registration of debit and credit cards;
• insurance;
• Execution of remittances, including urgent ones;
• Rent of bank cells and safes.

In addition, Loko-Bank offers deposits in national and foreign currency. Also, this financial institution gives monetary compensation to depositors of OA "Bank for Development of Technologies".

Deposit programs from Loko-Bank

Among the deposit programs of the bank can be identified the following:

• "Profitable strategy";
• "Golden autumn";
• "Simple management";
• "Good interest".

All of them are issued both in domestic and foreign currency for a period of 300-400 days. The size of the interest rate varies depending on the deposit program and is 1-12% per annum. The minimum amount in rubles at the same time from 10 000 to 100 000 rubles, and currency - 200-300 $.

Credit programs from Loko-Bank

Each of the clients of the bank can get a cash loan here. For example, a car loan in "Loko-Bank" is really available for up to 7 years. The rate will be from 7.4% per annum. Cash loans are issued for a similar period. That's only the size of the rate in this case starts at 15.4% per annum. Mortgage loans in this bank are issued at 14.5% per annum for up to 25 years.

Services for large and small entrepreneurs

Representatives of business in Loko-Bank are immensely pleased. It is businessmen who have always been the most desired clients for this credit institution. Therefore, she regularly works on updating existing programs and packages of services that would be of interest to entrepreneurs. For example, owners of small and large enterprises can make various kinds of loans (including tender) here, make a profitable contribution, and also connect to a salary project and a trading or Internet acquiring system.

In addition, entrepreneurs can use the modern service of cash management services and, for example, open an account in just one minute. Such services are offered to businessmen by Loko-Bank. Telephone hotline: 8 (800) 250-50-50.

What does the bank offer to corporate clients?

If you believe the numerous reviews, then among the huge variety of services for corporate clients can be identified as follows:

• settlement and cash services;
• Placement of free financial assets (deposits and investments);
• Execution of loans;
• Legalization of machinery and equipment under a leasing agreement;
• Implementation of trade finance;
• Assistance in processing the customs card;
• Implementation of foreign exchange operations;
• Connection of mobile banking;
• Connection of trade and Internet acquiring, etc.

In addition, the bank operates so-called currency control, which allows to perform protected exchange-foreign exchange operations (only through licensed providers of funds). All these services most corporate clients can easily order by contacting Loko-Bank. Reviews about this organization you will see below.

What do people say about the service at Loko-Bank?

About Loko-Bank you can hear a lot of reviews and comments, most of which are instructive. For example, according to one of the clients who decided to take a loan from this bank, he was pleased with the low interest on the loan and the loyal attitude of the staff. For certain reasons, he could not pay the loan, and the company's managers quickly found a way out, making up a new payment schedule with the optimal amount for it. It was this kind of feedback that the client wrote "Loko-Bank". St. Petersburg - a city where he, in fact, took a bank loan.

Other customers liked the terms of the deposit. They gladly report on the successful receipt of the promised reward and plan to extend the term of the deposit.

Some customers, on the contrary, describe their negative experience of applying to Loko-Bank. So, among such comments there are a lot of those who talk about poor service.

According to their story, it becomes clear that they were not given due attention, rude or misled due to a misunderstanding. However, there are a lot of pluses from such comments. For example, with their help, representatives of the organization can control the level of service in each of their branches. They quickly take measures and monitor the quality of customer service in the organization "Loko-Bank." Nizhny Novgorod is one of the cities where the bank conducted an internal investigation into the company's employees. It is noteworthy that the reason for the proceedings were several dozens of angry responses from clients, who were outraged by the illegal treatment of the department's employees.

What are the advantages of applying to Loko-Bank?

According to many customers, this financial institution has a lot of advantages. For example, loan conditions for each client are selected individually. When choosing a deposit program, a quick calculation of future profits is possible. And to regular customers, the bank renders various honors in the form of prizes of valuable prizes and shares, accumulative bonus programs, as well as preferences when making loans and activating other services.

The undoubted advantage is also the availability of Internet services. For example, individuals can use the services of an online bank or connect a modern mobile application. Entrepreneurs have the right to use similar services, as well as open accounts in online mode and perform various payment transactions using a personal cabinet (on bank guarantees).

In short, when you contact representatives of this bank, entrepreneurs and individuals will easily pick up the service they need most.